Award NASD Dispute Resolution In the Matter of the Arbitration Between: Margaret K. White (Claimant) v. HSBC Brokerage (USA) Inc., ALPS, Inc., and John C. Chiarenza (Respondents) Case Number: 03-01941 Hearing Site: Buffalo, New York Nature of the Dispute: Customer vs. Members and Associated Person. REPRESENTATION OF PARTIES Claimant Margaret K. White ("White") hereinafter referred to as "Claimant" appeared pro se. Previously represented by: Donald G

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Carmela Miceli and Carmela Miceli IRA (Claimants) v. A.G. Edwards & Sons, Inc. and Jeffrey Sica (Respondents) Case Number: 03-01940 Hearing Site: New York, New York Nature of the Dispute: Customers v. Member and Associated Person. REPRESENTATION OF PARTIES Claimants Carmela Miceli ("Miceli") and Carmela Miceli IRA ("Miceli IRA") hereinafter collectively referred to as

Award NASD Dispute Resolution In the Matter of the Arbitration Between: UBS PaineWebber, Inc. n/k/a UBS Financial Services, Inc. (Claimant) v. Robert Wayne Alcus (Respondent) Case Number: 03-01939 Hearing Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant UBS PaineWebber, Inc. n/k/a UBS Financial Services, Inc. ("UBS") hereinafter referred to as "Claimant": Deborah H. Gottlieb, Esq., Davi

STIPULATED AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants John D. Hagan Barry A. Henry Orville Hudgins John Manning and Daniel W. Murtha vs. Names of Respondents JJ.B. Milliard, W.L. Lyons, Inc. and David T. Barnett Case Number: 03-01935 Hearing Site: Louisville, Kentucky NATURE OF DISPUTE Customers v. Member Firm and Associated Person REPRESENTATION OF PARTIES John D. Ha

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Kenneth Alan Horowitz Kenneth Alan Horowitz IRA Kenneth Alan Horowitz Family Foundation Jonathan Murray Horowitz U/FIAJTMA Michael Horowitz U/FL/UTMA Barbara Horowitz Barbara Horowitz IRA Names of the Respondents Salomon Smith Barney, Inc. n/k/a Citigroup Global Markets, Inc. Citigroup, Inc. Jack Grubman James Stern Z

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Rolan and Ellen Duffield Name of the Respondents Morgan Stanley DW, Inc., Wesley L. Gates, and Stephen Warren. Case Number: 03-01930 Hearing Site: Chicago, Illinois NATURE OF THE DISPUTE Customer v. Member Firm and Associated Person REPRESENTATION OF PARTIES Diane A. Nygaard, Esq., of the Nygaard Law Firm, located in Leawood.

Award NASD Dispute Resolution In the Matter of the Arbitration Between: The Goldman Family Trust dated 7/14/94, Claimant v. Credit Suisse First Boston Corporation, Christopher M. Laver and Scott C. Sorenson, Respondents Case Number: 03-01927 Hearing Site: San Francisco, California Nature of the Dispute: Customer vs. Member and Associated Persons REPRESENTATION OF PARTIES For Claimant: Timothy A. Canning, Esq. Richard Sacks Novato, California

AWARD NASD Dispute Resolution In the Matter of the Arbitration Between Names of Claimants James L. Buchanan and Edith C. Buchanan and Names of Respondents Raymond James & Associates, Inc., Raymond James Financial Services, Inc. and Carl Wilson Stuart Case Number: 03-01925 Hearing Site: Houston, Texas NATURE OF DISPUTE Customers v. Member Firms and Associated Person REPRESENTATION OF PARTIES James L. Buchanan and Edith C. Buch

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Phillip J. Buchanan Living Trust, Claimant v. Merrill Lynch, Pierce, Fenner & Smith, Inc. and Daniel Francis Friel, Jr., Respondents Case Number: 00-03568 Hearing Site: San Francisco, California REPRESENTATION OF PARTIES For Claimant: George S. Trevor, Esq. Law Office of George S. Trevor Corte Madera, California For Respondents: Eric J. Glassman, Esq. Mennemeier, G

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Mario Bonilla La Belle Group, Ltd. Name of the Respondent Merrill Lynch, Pierce, Fenner & Smith, Inc. Case Number: 03-01923 Hearing Site: Boca Raton, Florida Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Mario Bonilla and La Belle Group, Ltd., hereinafter collectively referred to as "Claimants": Jeffrey Erez,