Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Diane Aiphuong Troung, Claimant v. Vincent A. Lovoy and Salomon Smith Barney, Inc., Respondents Case Number: 99-01865 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Diane Aiphuong Troung In Pro Per Huntington Beach, California For Respondents Salomon Smith Barney, Inc. and Vincent A. Lovoy: Etta M. Gumbs, Esq. Salomon Smith Barney

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Nabil A. Jacob Case No. 99-01864 Name of Respondent Charles Schwab & Company, Inc. REPRESENTATION OF PARTIES For Nabil A. Jacob, ("Jacob"), hereinafter referred to as "Claimant": Frank A. Lightmas, Esq. of Lightmas & Delk, Atlanta, Georgia. For Charles Schwab & Company, Inc., ("Schwab"), hereinafter referred to as "Respondent": Albert Zecher, Jr

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 99-01862 Charles Schwab & Company, Inc., claimant vs. Constance J. Arora and Sanjiv Arora, respondents. ATTORNEYS: For Claimant appeared Stephen S. Berkley, Esq., Diane C. Fischer, and Linda A. Gallagher, of the firm Gomberg Kane & Fischer, Ltd., Chicago, IL. Respondent, Sanjiv Arora, appeared Pro Se., New Brighton, MN. Respondent, Constance J. Arora, failed

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Craig A. Keenan and Sharon M. Keenan, (Claimants) v. Barren Chase Securities, Inc. and Joseph J. Curtiss, (Respondents) Case Number: 99-01861 Hearing Site: Chicago, Illinois REPRESENTATION OF PARTIES Claimant Craig A. Keenan and Sharon M. Keenan ("Keenan"): James A, McGurk, Esq., Law Offices of James A. McGurk, Chicago, Illinois. Respondent Barren Chase Securities, Inc

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Sutro & Co., Incorporated and 99-01855 Phoenix, Arizona Name of Respondent Allyne Riese Kendall, III REPRESENTATION OF PARTIES Sutro & Co., Incorporated ("Claimant") was represented by David H.S. Commins, Esq., San Francisco, California. Allyne Riese Kendall, III ("Respondent") prior to the hearing, was represented by Ronald W. Meyer, Esq.,

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Mary C. Young, Claimant vs. J.C. Bradford & Company and Cliff Vatter, Respondents. Case Number: 99-01847 Hearing Site: Nashville, Tennessee REPRESENTATION OF PARTIES Claimant, Mary C. Young ("Young"), hereinafter referred to as "Claimant", was represented by Craig R. Allen, Esq., of Foster, Foster, Allen & Durrence, P.C., Chattanooga, Tennessee. Respondents, J.C. Bradford & Co

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: James Stewart and Audrey Stewart, Claimants vs. Sauceda & Granville Securities, Inc. and Jon Cella, Respondents. Case Number: 99-01846 REPRESENTATION OF PARTIES Claimants, James Stewart and Audrey Stewart (Stewart) (hereinafter referred to as "Claimants"), were represented by Paul Erickson, Esquire, of Gutglass, Erickson & Bonville, S.C., Milwaukee, Wisconsin. Responde

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Martin Stein and Susan Stein and 99-01840 Minneapolis, Minnesota Name of Respondents Josephthal Lyon & Ross, Inc. n/k/a Josephthal & Co., Inc. David A. Petri John G. Kinnard and Company, Inc. REPRESENTATION OF PARTIES Martin Stein and Susan Stein ("Claimants") were represented by Emmett J. McMahon, Esq. And John P. Morgan, Esq., Robins, Kaplan, Mil

AWARD NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimants Jonathan & Mary Ann Smith and 00-03496 Kansas City, Missouri Name of Respondent(s) JW Genesis Financial Services, Inc. Rocco Dimi]ta REPRESENTATION OF PARTIES Jonathan & Mary Ann Smith ("Claimants") were represented by John J. Miller, Esq., Law Office of John J. Miller, P.C., Kansas City, Missouri and Barry D. Estell, Esq., Mission, Kansas.

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: David Bernstein and Anita Charney, Claimants v. Prudential Securities, Inc. and Steven Argila, Respondents Case Number: 99-01838 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimants: Jeffrey L. Gaffney, Esq. Law Offices of Jeffrey L. Gaffney San Diego, California For Respondents: Joseph D'Elia, Esq. Law Offices of Joseph D'Elia Huntin