*. 4 NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION. INC. CASE: 99-01149 Calvin Wasdyke and Agnes Wasdyke, Claimants vs. Olde Discount Corp., Ernest Olde, Stanley A. Snider, and Daniel D. Katzman, Respondents. ATTORNEYS: Claimants appeared Pro Se., Cincinnati, OH. Respondent Olde Discount Corp. appeared through Kathleen A. Dedenbach, Esq., Detroit, MI. Respondent Stanley A. Snider appeared through Rebecca B. Hilberman, Esq., of the firm

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 99-01148 Joseph Aubry, claimant vs. Ameritrade, respondent. ATTORNEYS: Claimant Joseph Aubry appeared Pro Se,, Glassboro, New Jersey. Respondent Ameritrade, Inc., appeared through its Vice President, James Ricketts and Senior Regulatory Manager, James J. Vihstadt, Bellevue, Nebraska. DATE FILED: 3/11/1999 CASE SUMMARY: Claimant alleged that Respondent failed

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Alex C. Philibert, II Name of Respondents Prudential Securities, Inc. Harry C. Hannigan NASD Case No. 99-01147 Hearing Location: Philadelphia, PA REPRESENTATION OF PARTIES Claimant Alex C. Philibert, II ("Claimant"): Debra G. Speyer, Esq., Attorney at Law, Philadelphia, Pennsylvania. Respondents Prudential Securities, Inc. and Harry C. Hannigan ("Re

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Howard A. Fredricks and Florence E. Fredricks, Claimants v. Don S. McNeil!, Respondent Case Number: 99-01144 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Karen Novorr, Esq. Law Office of Karen Novorr Corona, California For Respondent: Don S. McNeill In Pro Per Bellflower, California CASE INFORMATION Statement of Claim filed: March

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Gary C, Wykidal, Claimant v. First Liberty Investment Group, Inc., and Richard Towt, Respondents Case Number: 99-01141 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Gary C. Wykidal, Esq. Gary C. Wykidal & Associates Costa Mesa, California For Respondents First Liberty Investment Group, Inc. and Nicholas J. Guiliano, Esq. Richard Towt Law

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Michael Winer and Kim Winer, individually and as Trustees of The Arizona Spine Care Alliance, P.C, Profit Sharing Plan and Trust and 99-01139 Scottsdale, Arizona Name of Respondents Simmons & Bishop Co., Inc. Jerry Herbert Shulak REPRESENTATION OF PARTIES Michael Winer and Kim Winer, individually and as Trustees of The Arizona Spine Care Alliance,

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Ronald Vincent Glauser, Jr., Esq. Case No. 99-01138 Name of Respondents Southwest Securities, Inc.; Kevin Lee Coffey; Jerry Emory Anderson; Investors Trading Corp., d/b/a Oxford Financial Group; and Catherine Woody REPRESENTATION OF PARTIES Claimant Ronald Vincent Glauser, Jr., Esq., of Houston, Texas, hereinafter referred to as Claimant", appea

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Charles Schwab & Co., Inc., Claimant v. Sarah S. Guindy, Respondent and related Counterclaim Case Number: 99-01136 Hearing Site: Las Vegas, Nevada REPRESENTATION OF PARTIES For Claimant: Richard A. Karoly, Esq. Charles Schwab & Co., Inc. San Francisco, California For Respondent: Marvin L. Szymkowicz, Esq. Mendelsohn & Szymkowicz Washington, D. C. CASE INFOR

AWARD NASP Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant Michael V. Martin and 00-03406 Phoenix, Arizona Name of Respondents A.G. Edwards & Sons, Inc. Karen Davenport QF Michael V. Martin ("Claimant") was represented by George R. Brown, Esq., Whitehall, Linden, Grynkewich & Halladay, P.C., Tucson, Arizona. A.G. Edwards & Sons, Inc. ("Respondent A.G. Edwards") and Karen Davenport ("Respondent D

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between: Kuldeep Bhargava and Meenkshi Bhargava, (Claimants) vs. Oppenheimer & Co., Inc. and Mark B. Lavi, (Respondents) Case Number: 99-01135 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Kuldeep Bhargava ("K. Bhargava") and Meenkshi Bhargava ("M. Bhargava"), hereinafter collectively referred to as "Claimants": Erasmo S. Bruno, Esq. and Gregory M. LoScisa,