Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Fred and Lorraine Jackson, (Claimants) vs. May Davis Group, Inc., Owen A. May, Joseph Crescenzi, Jr., and Kevin L. Maldonado, (Respondents) Case Number: 99-00422 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimants, Fred Jackson ("F. Jackson") and Lorraine Jackson ("L. Jackson"), hereinafter collectively referred to as "Claimants": Steven B. Caruso, Esq., Maddox, Koell

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Joe E. Holle, Claimant v. Richmond Hillcrest & Co., Inc. and Allan B. Wasserman, Respondents. Case Number: 99-00418 Hearing Site: San Diego, California REPRESENTATION OF PARTIES For Claimant Joe E. Holle: Denise E. Jones, Esq. Georggin & Shann & Associates San Diego, California For Respondents Richmond Hillcrest & Co., Inc. Dena L. Murphy, Esq. and Allan B. Wasserman: Keesal,

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Chin-Lien Lai and Lee Huang, Claimants v. Bluestone Securities, Inc. and Martin Fang, Respondents. Case Number: 99-00415 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimants: Chin-Lien Lai and Lee Huang In Pro Per San Gabriel, California For Respondent Bluestone Securities, Inc.: Arthur Quintero Bluestone Securities, Inc. El Monte, California

AWARD NASD Regulation, Inc. CASE: 99-00413 Sol Friedman, claimant vs. Waterhouse Securities, Inc., respondent. ATTORNEYS: Claimant appeared Pro Se. - Milpitas, CA. For Respondent appeared in-house counsel, Janis Campanella, Esq. - New York, NY. DATE FILED: January 28, 1999 CASE SUMMARY: Claimant alleged respondent, without warning, sold his shares of ETEC Systems Inc. stock one day earlier than margin call, creating a debit balance in his account.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: GKN Securities, Inc., (Claimant) vs. Peter Zacek, (Respondent) Case Number: 99-00411 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, GKN Securities, Inc., hereinafter referred to as "Claimant": Kenneth O'Connor, Esq., Lubiner & Schmidt, Kenilworth, New Jersey. Respondent, Peter Zacek, hereinafter referred to as "Respondent" did not enter an appearance in this

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION* INC. CASE: 00-03291 Derek Ralph, Claimant vs. Scottrade, Inc., Respondent. ATTORNEYS: For Claimant, Derek Ralph ("Claimant"), appeared John W. Ewart, II, Esq., Pittsburgh, PA. Respondent, Scottrade, Inc. (Respondent"), appeared through its Director of Human Resources, Jane Wulf, St. Louis, MO. DATE FILED: August 2, 2000 CASE SUMMARY: Claimant alleged that Respondent breach their contractual agre

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants Lisa M. DeFalco TPG Telemanagement, Inc. Name of Respondents Charles Schwab & Company, Inc. Richard Hepp Robert Lancaster Scott C. Jensen NASD Case No. 99-00408 Hearing Location: Philadelphia, PA REPRESENTATION OF PARTIES Claimants Lisa M. DeFalco and TPG Telemanagement, Inc. ("Claimants"): James F.X. Rudey, Esq., Fox, Rothchild, O'Brien &

Stipulated Award NASD Regulation, Inc. In the Matter of the Arbitration Between Douglas Fowlie Gill (Claimant) vs. M.H. Meyerson & Co., Inc. and Craig J. Seligman (Respondents) Case Number: 99-00407 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Douglas Fowlie Gill ("Claimant") was not represented by counsel. Respondent, M. H. Meyerson & Co., Inc. ("Meyerson"): Allen M. Eisenberg, Esq., Heller & Horowitz & Fiet, P.C., New York,

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Paine Webber, Inc., (Claimant) vs. Ziad R. Alameddine, (Respondent) Case Number: 99-00406 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimant, PaineWebber, Inc., hereinafter referred to as "Claimant": Sandra D. Grannum, Esq., Associate General Counsel, PaineWebber, Inc., Weehawken, NJ. Respondent, Ziad R. Alameddine, hereinafter referred to as "Respondent" appeared pro se.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: NatCity Investments, Inc., Claimant vs. Charles T. Mercer, Respondent. Case Number: 99-00402 Hearing Site: Louisville, Kentucky REPRESENTATION OF PARTIES Claimant, NatCity Investments, Inc. hereinafter referred to as "Claimant" was represented by R. Gregg Hovious, Esq., of Tachau, Maddox, Hovious & Dickens PLC, Louisville, Kentucky. Respondent, Charles T. Mercer, hereinafter refer