Stipulated Award NASD Dispute Resolution in the Matter ot the Arbitration between: Name of the Claimant Case Number: 99-00200 Dr. Andrew Hirschl Names of the Respondents Hearing Site: Boca Raton, Florida Stephen Roger Schwartz A.F. Best Securities, Inc. Julius Baer Securities, Inc. REPRESENTATION OF PARTIES For Dr. Andrew Hirschl ("Hirschl"), hereinafter referred to as "Claimant": Adam C. Hall, Esq., Hall, David and Joseph, P.A., Miami, Flor

N.A.S.D. REGULATION AWARD NATIONAL ASSOCIATION OF SECURITIES DEALERS REGULATION. INC. CASE: 99-00199 Ira C. Nelson, Jr., claimant vs. Lombard Securities, Inc. and C. Curtis Fox, respondents. ATTORNEYS: Claimant, Ira C. Nelson, Jr. ("Nelson"), appeared Pro Se., Baltimore, MD. Respondent, C. Curtis Fox ("Fox"), appeared Pro Se., Baltimore, MD. Respondent, Lombard Securities, Inc. ("Lombard"), appeared through its Vice President, E.H. Price Green, Baltimor

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Cruttenden Roth, Inc., Claimant v. Mitchell Stewart and Nurit Retry, Respondents Case Number: 99-00196 Hearing Site: Los Angeles, California REPRESENTATION OF PARTIES For Claimant: Dena Murphy, Esq. Keesai, Young & Logan Long Beach, CA For Respondents: No Appearance CASE INFORMATION Statement of Claim filed: January 11, 1999 Claimant's Uniform Submission Agreement si

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Arlene B. Isaacs, ("Claimant") vs. Smith Barney Shearson, Inc., Robert S. Matthews, and Theodore Tabasso, ("Respondents") Case Number: 99-00193 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimant, Arlene B. Isaacs, hereinafter referred to as "Claimant" appeared pro se. Respondents, Smith Barney Shearson, Inc. ("Smith Barney"), Robert S. Matthews ("Matthews"), and Theodor

Stipulated Award NASD Dispute Resolution In the Matter of the Arbitration Between: Legg Mason Wood Walker, Incorporated, (Claimant) vs. Manuj K. Padhya, (Respondent) Case Number: 99-00185 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant Legg Mason Wood Walker, Incorporated, hereinafter referred to as "Claimant": Jeffrey S. Evans, Esq., Saul, Ewing, Weinberg & Green, Baltimore, MD. Respondent Manuj K. Padhya, hereinafter referred to as

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Bernard Gutman Case No, 99-00179 Names of Respondents Redstone Securities, Inc. Gary Purcell Names of Third-Party Respondents Chatfield Dean & Co., Inc. n/k/a JSG Securities Drew Allen Gutman REPRESENTATION OF PARTIES For Claimant: Robert Bertsch, Esq. of Bertsch & Associates, Port Washington, New York. For Respondents Redstone Securities, Inc.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Frank Beck, (Claimant) vs. The MONY Life Insurance Company and Brent Roper, (Respondents). Case Number: 99-00177 Hearing Site: Houston, Texas REPRESENTATION OF PARTIES Claimant, Frank Beck, hereinafter referred to as "Claimant": Brian Tuner, Esq., Austin, Texas. Respondents, The MONY Life Insurance Company ("MONY") and Brent Roper ("Roper"), hereinafter collectively referred t

Award NASD Regulation, Inc. In the Matter of the Arbitration Between Names of Claimants Antonio and Maria Canaan Case No. 99-00175 Names of Respondents VTR Capital, Inc. n/k/a Fairchild Fin'l Group Randolph K. Pace Alan Novich Warren Schreiber REPRESENTATION OF PARTIES For Claimants Antonio Canaan and Maria Canaan, hereinafter referred to as "Claimants": William M. Rishoi, Esq. and Philip J. Snyderburn, Esq. of the law firm of Rishoi

N.A.S.D. REGULATION, INC. STIPULATED AWARD In the Matter of the Arbitration Between ROGER L. KIRKPATRICK, and PAMELA L. KIRKPATRICK, NASD Case No. 99-00174 Claimants, Situs: Detroit, Michigan v. RONEY & CO., and DALE HICKS, jointly and severally, Respondents. REPRESENTATION OF PARTIES Claimants Roger L. Kirkpatrickand Pamela L. Kirkpatrick ("Claimants") were represented by Joel H. Kaufman, Esq. at 31275 Northwestern Highway, Suite 14

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Everen Securities, Inc., n/k/a First Union Securities v. Robert M. Bush Case Number: 99-00173 Paper Case REPRESENTATION QF PARTIES Claimant Everen Securities, Inc., n/k/a First Union Securities, ("Claimant"): Diane C. Fischer, Esq., Kane & Fischer, Chicago, Illinois. Respondent Robert M. Bush ("Respondent") was pro se. CASE INFORMATION Statement of Claim filed on or about: Jan