Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Jeffrey B, and Janet Lewis, (Claimants) vs. Dean Witter Reynolds, Inc., Glen K. Kashetsky, and Jill Bobigan, (Respondents) Case Number: 98-03947 Hearing Site: New York, NY REPRESENTATION OF PARTIES Claimants, Jeffrey B. and Janet Lewis, hereinafter collectively referred to as "Claimants": Michael F. Rachner, Esq., Bachner & Gehn, New York, NY. Respondents, Dean Witter Reynolds, In

AWARD . NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimants John A. McGowan and Nancy McGowan and 98-03942 Denver, Colorado Name of Respondents A S . Goldmen & Co., Inc. Karim Michael Lamarti Miguel Angel Rodriguez David Harris Karson Anthony John Marchiano and Stuart Edward Winkler _ . _ __ REPRESENTATION OF John A. McGowan and Nancy McGowan ("Claimant") was represented by Richard A. Nervig;-£sq.

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Leor Zahavi, (Claimant) vs. Armondo Ruiz, Dwight Sean Jones, Sunrise Capital Management LLC, ETA Management, Inc., Amaroq Management Company LLC, Amaroq Financial Services LLC, ING Baring Furman Selz LLC, Bear, Stearns & Company, Inc., and First Montauk Securities Corp., (Respondents) Case Number: 98-03935 Hearing Site: New York, New York REPRESENTATION OF PARTIES Claimant, Leor Z

AWARD NASD Regulation, Inc. CASE: 98-03933 Fahnestock & Co. Inc., claimant vs. Stephan L. Kaye, respondent. ATTORNEYS: For claimant Fahnestock & Co. Inc., appeared in-house counsel, Eric J. Shames, New York, NY. Respondent Stephan L. Kaye appeared Pro Se., Boca Raton, FL. DATE FILED: 10/21/1998 CASE SUMMARY: Claimant alleged respondent failed to repay a promissory note for $3,000.00 when he withdrew his acceptance of employment. Claim Data A

Award NASD Regulation, Inc. In the Matter of the Arbitration Between: Fahnestock & CO., Inc., Claimant vs. Kurt Anthony Lutz, Respondent. Case Number: 98-03931 Hearing Site: Kansas City, Missouri REPRESENTATION OF PARTIES Claimant, Fahnestock & CO., Inc., hereinafter referred to as "Claimant" was represented by Eric J. Shames, Esq., Fahnestock & CO., Inc., New York, New York. Respondent, Kurt Anthony Lutz, hereinafter referred to as "Respondent" w_as no

RECEIVE MOV 2 2 NATIONAL ASSOCIATION OF SECURITIES DEALERS, INC. NASD'Arbftration Mediat ) Arbitration No. 98-03929 In the Matter of the ) Arbitration Between ) Stipulation and Award Sam DeWeese as Trustee of the DeWeese ) Revocable Living Trust DTD 4/30/86 ) Claimant ) v. ) John Robert Brady and National Securities ) Corporation ) Respondents ) Claimant Sam DeWeese, trustee of the DeWeese Revocable Living Trust ("Claimant")

AWARD NASD Regulation, Inc. CASE: 98-03927 Richard A. Schwarzman, claimant vs. American Frontier Financial Corporation, f/k/a RAF Financial Corp., Troy Taggart and, Michael Patrick Nixon, respondents. ATTORNEYS: Claimant Richard A. Schwarzman appeared Pro Se., Burtonsville, MD For Respondents, American Frontier Financial Corporation f/k/a RAF Financial Corporation, Troy Taggart and, Michael Patrick Nixon appeared Thomas D. Birge, Esq. and Carla B. M

AWARD NASD Regulation, Inc. In the Matter of the Arbitration Between Name of Claimant Charles Schwab & Company, Inc. 98-03926 Name of Respondent Darrell Arvin REPRESENTATION For Claimant: Richard R. Karoly, Corporate Attorney, Charles Schwab & Co., Inc. ("Schwab"). Respondent Darrell Arvin ("Arvin") appeared pro se. CASE INFORMATION Statement of Claim filed: October 20, 1998. Claimant's Submission Agreement signed on: October 16, 199

Award NASD Dispute Resolution, Inc. In the Matter of the Arbitration Between Name of Claimant David Saturnine Rodriguez Case No. 98-03917 Names of Respondents Dean Witter Reynolds, Inc. Pedro Juan Serralles, IV REPRESENTATION OF PARTIES For David Saturnino Rodriguez ("Rodriguez"), hereinafter also referred to as "Claimant": Amanda Acevedo Rhodes, Esq. of Luz, Ivette, Rivera & Associates, Hato Rey, Puerto Rico. For Respondents Dean Witter

NASD DISPUTE RESOLUTION AWARD NASD DISPUTE RESOLUTION, INC. CASE: 00-3245 Michael J. Kneib and Belinda S. Kneib, Claimants vs. Ron Golden and Lee Ann Leonard, Respondents. ATTORNEYS: Claimants appeared Pro Se., St. Joseph, MO. Respondents appeared through A. G. Edwards & Sons, Inc. in-house-counsel, Nuviah Shirazi, Esq., St. Louis, MO. DATE FILED: July 31, 2000 CASE SUMMARY: Claimant alleged that Respondents were negligent in the handling of the