stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 09-06496 Metal Finishing Association of Southem Califomia Name of Respondents Hearina Site: Los Angeles, Califomia Evergreen Investment Sen/ices, Inc. Wachovia Securities, LLC Nature of the Dispute: Customer vs. Members REPRESENTATION OF PARTIES Claimant, Metal Finishing Association of Southern California, hereinafter referred to a

AWARD FINRA DISPUTE RESOLUTION CASE: 11-00385 Richard Watts and Sally Warner Watts (Claimants) vs. Charles Schwab & Co., Inc. (Respondent) REPRESENTATION OF PARTIES: For Claimants appeared Mark A. Tapper, Esq., Mark A. Tapper, P.A., Fort Lauderdale, FL. For Respondent appeared Richard A. Karoly, Esq., Charles Schwab & Co., Inc., San Francisco, CA. NATURE OF DISPUTE: Customers vs. Member DATE FILED: January 26, 2011 CASE SUMMARY: Claimants

AWARD FINRA DISPUTE RESOLUTION CASE: 11-00048 Wells Fargo Advisors, LLC (Claimant) vs. Joan Gerhardt (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Michael Naccarato, Esq., Wells Fargo Advisors, LLC, St. Louis, MO. Respondent appeared pro se, Worcester, MA. NATURE OF DISPUTE: Member vs. Customer DATE FILED: January 4, 2011 CASE SUMMARY: Claimant asserted the following cause of action: breach of Client Agreement. The cause of

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 09-07149 Caroline Dufrin Names of the Respondents Hearing Site: Raleigh, North Carolina Allstate Financial Services, LLC Charles T. Snider Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Caroline Dufrin, hereinafter referred to as "Claimant": Christopher Mader, Esq., and Patrick Baldwin, Esq

Award FINRA Dispute Resolution In the Matter of the Art)itration Between: Name of Claimant Number; 11-00061 Wells Fargo Investments. LLC Name of Respondent Hearing Site: Phoenix, Arizona ICaream H. White Nature of the Dispute: Member vs. Associated Person RgPREljigNTAT^QH QF PAmiig Claimant. Weils Fargo Investments, LLC, hereinafter referred to as "Claimant": Diane C. Fischer, Esq., Kane & Fischer. Ltd., Chicago, Illinois. Respondent Kaream H.

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05558 Clyde Demazeliere (Claimant) vs. Morgan Stanley Smith Barney and Michael Gagliardi (Respondents) REPRESENTATION OF PARTIES: For Claimant appeared Edward A. Rodrigue, Esq., Boggs, Loehn & Rodrigue, Metairie, LA. For Respondents appeared Harper Robinson, Esq., Morgan Stanley Smith Barney, New York, NY. NATURE OF DISPUTE: Customer vs. Member and Associated Person DATE FILED: December 8, 2010 CASE

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05734 Jon Ann Hockersmith (Claimant) vs. Morgan Stanley Smith Barney and Stephen Hendrie Ledyard (Respondents) REPRESENTATION OF PARTIES: Claimant appeared pro se, Scottsdale, AZ. For Respondents appeared Wendy R. Robinson, Morgan Stanley Smith Barney, San Francisco, CA. NATURE OF DISPUTE: Customer vs. Member and Associated Person DATE FILED: December 27, 2010 CASE SUMMARY: Claimant alleged that she was

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05675 Russell and Bette Gell (Claimants) vs. David Alan Witter and USA Financial Securities Corporation (Respondents) REPRESENTATION OF PARTIES: For Claimants appeared Rose M. Schindler, Esq., Buckingham, Doolittle & Burroughs, LLP, Boca Raton, FL. For Respondent David Witter appeared Eric A. Lanigan, Esq., Lanigan & Lanigan, PL, Winter Park, FL. For Respondent USA Financial Securities Corporation appeared G

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05254 UBS Financial Services Inc. (Claimant) vs. Hugh Blake-Thomas III (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Michael F. Braun, Esq., Schuyler, Roche & Crisham, P.C, Chicago, IL. For Respondent appeared Mark L. Kowalsky, Esq., Jaffa Raitt Heuer & Weiss, Southfield, Ml. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: November 18, 2010 CASE SUMMARY: Claimant asserted the

AWARD FINRA DISPUTE RESOLUTION CASE: 10-04644 Florence G. Ford (Claimant) vs. Richard Joseph Proia (Respondent) REPRESENTATION OF PARTIES: Claimant appeared pro se, Lauderdale Lakes, FL. Respondent appeared pro se, Deerfield Beach, FL. NATURE OF DISPUTE: Customer vs. Associated Person DATE FILED: October 18, 2010 CASE SUMMARY: Claimant asserted the following cause of action: churning. The cause of action relates to various annuities, including AIG