AWARD FINRA Dispute Resolution in the Matter of the Arbitration Between: Names of Claimants Clayton K. Krause and lla Mae Krause vs. Case Number: 10-00693 Hearing Site: Dallas. Texas Name of Respondent FMSBonds, Inc. NATURE OF THE DISPUTE Customers vs. Member REPRESENTATION OF PARTIES Clayton K. Krause and ila Mae Krause ("Claimants" or "Krauses") were represented by Bnjce D. Oakes, Esq., Oakes & Fosher, LLC, St Louis, Missouri un

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Morgan Stanley Smith Barney. LLC (Claimant) vs. John F. Moran (Respondent) Case Number: 10-04320 Hearing Site: Newari< , New Jersey Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant Morgan Stanley Smith Barney, LLC, hereinafter referred to as "Claimant": Kenneth O'Connor, Esq., Lubiner & Schmidt, L.L.C., Cranford, NJ. Respondent John F. Mora

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05617 David Osborne Gillaspy (Claimant) vs. TD Ameritrade, Inc., and Edmonda R. Bowen (Respondents) REPRESENTATION OF PARTIES: Claimant appeared pro se, San Diego, CA. For Respondent TD Ameritrade, Inc., appeared Melanie L. Ronen, Esq., Keesal, Young & Logan, Long Beach, CA. Respondent Edmonda R. Bowen did not enter an appearance in this matter. NATURE OF DISPUTE: Associated Person vs. Member and Customer D

AWARD FINRA DISPUTE RESOLUTION CASE: 11-00202 Wells Fargo Advisors. LLC (Claimant) vs. Kevin D. McFariand (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Nicki Samson, Esq., Michaels, Ward & Rabinovitz, LLP, Boston. MA. For Respondent appeared Paul Yarns, Esq., Goldberg Picket LLC, St. Louis, MO. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: January 14. 2011 CASE SUMMARY: Claimant asserted the following cause of action: br

AWARD FINRA DISPUTE RESOLUTION CASE: 10-04158 K.C. Ward Financial LLC (Claimant) vs. James Mirenda (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Charles Carrillo, K.C. Ward Financial LLC, Ronkonkoma, NY. For Respondent appeared Brian Reis, Esq., New York, NY. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: September 16, 2010 Claim Data Award Data CASE SUMMARY: Claimant asserted the following cause of action: breach of

AWARD FINRA DISPUTE RESOLUTION CASE: 10-04842 Securities America, Inc. (Claimant) vs. Kathleen Jena Lofiin (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Kelly R. Davis, Esq., Securities America, Inc., La Vista, NE. Respondent did not enter an appearance in this matter. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: October 22, 2010 CASE SUMMARY: Claimant asserted the following cause of action: breach of promissory Clai

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05041 UBS Financial Services Inc. (Claimant) vs. Joseph Bazbaz (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Megan A. Smith, Esq., Schuyler, Roche & Crisham, P.C., Chicago, IL. Respondent appeared pro se, Frisco, TX. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: November 5, 2010 CASE SUMMARY: Claimant asserted the following causes of action: breach of contract and unjust enrich

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 10-02613 Fred Chouinard Respondent Hearing Site: Miami, Florida Charles Schwab & Co., Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Fred Chouinard, hereinafter referred to as "Claimant": Jeffrey Erez, Esq., Sonn & Erez, Fort Lauderdale, Florida. For Charles Schwab & Co., Inc., hereinafter referred to as "Responde

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05331 Andrew James Duckett (Claimant) vs. LPL Financial Corporation and PremierWest Bancorp (Respondents) REPRESENTATION OF PARTIES: Claimant appeared pro se, Roseville, CA. For Respondent LPL Financial Corporation appeared David Markun, Esq., and James D. Vannah. Esq., LPL Financial Corporation, Boston, MA. Respondent PremierWest Bancorp did not enter an appearance in this matter. NATURE OF DISPUTE: Associated

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Peoples State Bank Respondents FTN Financial Securities Corporation FTN Financial Capital Markets Michael Park Case Number: 09-06234 Hearing Site: New Orleans, LA Nature of the Dispute: Customer vs. Member, Non-Member and Associated Person. REPRESENTATION OF PARTIES For Peoples State Bank, hereinafter referred to as "Claimant": Judy Barrasso, Esq. and St