AWARD FINRA Dispute Resolution In the Matter of the Ari3itration Between: Names of Claimants Dennis W. Tibbs, IRA, Dennis W. Tibbs, QRP, Patricia A. Tibbs, IRA and Dennis W. Tibbs and Patricia A. Tibbs JT TEN vs. Name of Respondent Charles Schwab & Co., Inc. Case Number: 10-00357 Hearing Site: Houston, Texas NATURE OF THE DISPUTE Customers vs. Member Public Arbitrator Pilot Program/Majority Public Panel REPRESENTATION OF PARTIES

AWARD FINRA DISPUTE RESOLUTION CASE: 10-03809 Richard J. Brownstein (Claimant) vs. U.S. Bancorp Investments, Inc. (Respondent) REPRESENTATION OF PARTIES: Claimant appeared pro se, Jerusalem, Israel. For Respondent appeared James R. Ballard, Esq., San Diego, CA and Jill Y. Coen, Esq., Ulmer Berne, LLP, Cleveland, OH. NATURE OF DISPUTE: Customer v. Member DATE FILED: August 26. 2010 CASE SUMMARY: Claimant asserted the following cause of action: failure

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Robert Baisa (Claimant) vs. interactive Brokers, LLC (Respondent) Case Number 10-01683 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Robert Baisa. hereinafter refen-ed to as "Claimant": Brian J. Neville, Esq., Lax & Neville, LLP, New York, NY. Respondent interactive Brokers, LLC, hereinafter referred to as "Respon

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Joseph G. Bardzilowski (Claimant) vs. Wachovia Securities f/k/a A.G. Edwards & Sons, Inc., Harry L. Sze, Lawrence Hunter Parsons, and Francis Joseph Buckley, 111 (Respondents) Case Number: 08-03500 Hearing Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Member and Associated Persons REPRESENTATION OF PARTIES Claimant Joseph G. Bardzilowski, hereinafter refe

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 10-02881 Steven H. Minar Name of Respondent Hearing Site: Portland, Oregon Charles Schwab & Co., Inc. Nature of Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Steven H. Minar, hereinafter referred to as "Claimant": Thomas D. Mauriello, Esq., Mauriello Law Firm, APC, San Clemente, California. Respondent, Charles Schwab &

Award FINRA Dispute Resolution In the Matter of the Arbitration Behveen: Name of Claimant Case Number: 10-04436 Michael J. McCarthy Name of Respondent Hearing Site: Los Angeles, California Morgan Stanley Smith Barney Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Michael J. McCarthy, hereinafter referred to as "Claimanf: Michael J. McCarthy, pro se. San Juan Capistrano. California. Respondent Morgan Stanley

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 09-02484 Joseph Oiiveira Name of Respondents Hearing Site: San Francisco, California Jackson National Life Insurance Company World Group Securities, Inc. World Financial Group, Inc. Jackson National Life Distributors, LLC Western Reserve Partners, LLC Nathan Rod Terrazas Nikolaos Stylianos Plakakis James Richard Cabral Paula

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number. 09-01469 IDwight Manley Name of Respondent Hearing Site: Los Angeles, California Deutsche Bank Securities, Inc. Nature of Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant, Dwight Manley, hereinafter referred to as "Claimant": Michael Blumenfeld, Esq., and Robert J. Girard II, Esq., Freeman, Freeman & Smiley, LLP, Los Angeles,

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 09-04018 Wayne M. Wolberg Respondents Hearing Site: Denver, Colorado Jeffry C. Eisnaugle 1^* Financial Services, LLC FSC Securities Corporation Nature of Dispute: Customer vs. Member and Non-Members REPRESENTATION OF PARTIES Claimant, Wayne M. Wolberg, hereinafter referred to as "Claimant" or "Wolberg": Alan C. Friedberg, Esq., Pendleton, Fr

Award FINRA Dispute Resolution In the Matter of the Aris'itration Between: Name of Claimant Case Number 10-03091 Dalton Investmente LLC Name of Respondent Hearing Site: Los Angeles, California Credit Suisse Securities (USA) LLC Nature of Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Dalton Inveshnents LLC, hereinafter referred to as "Claimant": Jeffrey Wittenberg, Esq., Wittenberg Law, APC, Sante Monica. California. Resp