AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Morgan Stanley Smith Bamey. LLC vs. Case Number: 10-03294 l-iearing Site: Houston, Texas Name of Respondent Kevin Meredith McCoy, II NATURE OF THE DISPUTE Member vs. Associated Person REPRESENTATION OF PARTIES Morgan Stanley Smith Barney, LLC ("Claimant") was represented by Kenneth O'Connor, Esq., Lubiner & Schmidt, LLC, Cranford, New Jersey.

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 10-02681 Paul H. Ratzlaff, individually and on behalf of his IRA rollover accounts Name of the Respondent Hearing Site: Tampa, FL Morgan Stanley Smith Barney, LLC Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES For Paul H. Ratzlaff, individually and on behalf of his IRA rollover accounts, hereinafter collectively

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 09-06883 Wells Fargo Advisors, LLC, F/K/A Wachovia Securities, LLC Name of the Respondent Hearing Site: Los Angeles, California Daniel Carmo Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant, Wells Fargo Advisors, LLC F/K/A Wachovia Securities, LLC, hereinafter referred to as "Claimant": Mi

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 10-05592 Wells Fargo Advisors Financial Networic Name of Respondent Hearing Site: Los Angeles, California James Queen Nature of Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant, Wells Fargo Advisors Financial Network, hereinafter referred to as "Claimant": Gregorys. Tendrich, Esq., GregoryTendrich, P.A., Boca Raton, F

Award FINRA Dispute Resolution in the Matter of the Arbitration Between: Name of Claimants Case Number: 10-01547 Cyndi R. Olejar Living Trust DTD 11/29/98 Sonya J. Olejar Living Trust DTD 12/14/98 Name of Respondent Hearing Site: Seattle, Washington TD Ameritrade, Inc. Nature of Dispute: Customers vs. Member REPRESENTATION OF PARTIES Claimants, Cyndi R. Olejar Living Trust DTD 11/29/98 and Sonya J. Olejar Living Trust DTD 12/14/98, herein

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Next Financial Group, Inc. vs. Case Number: 09-04616 Hearing Site: Houston, Texas Name of Respondent Jeremy McGilvrey NATURE OF THE DISPUTE Member vs. Associated Person REPRESENTATION OF PARTIES Next Financial Group, Inc. ("Next" or "Claimant") was represented by Oweri P. McGill, Esq., Shumaker, Loop & Kendrick, LLP, Tampa, Florida. Jeremy Mc

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Case Number: 09-02641 M. Michele Sawyer Name of Respondents Hearing Site: San Diego, California Horwitz & Associates, inc. Carlos Legaspy Nature of Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant, M. Michele Sawyer, hereinafter referred to as "Claimant": Jeffrey P. Lendrum, Esq., Lendrum Law Firm, San Diego, Cali

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 10-00594 Joan Edington Schaefer and Declan R. Schaefer, trustees of James C. Edington Trust dated 8/2/1972 and POA of James C. Edington IRA Name of the Respondent Hearing Site: Oriando, FL Morgan Stanley Smith Barney Nature of the Dispute: Customer vs. Member. Public Arbitrator Pilot Program/Majority Public Panel REPRESENTATION

AWARD FINRA DISPUTE RESOLUTION CASE: 10-05187 Wells Fargo Advisors, LLC (Claimant) vs. Richard Goldman (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Carolyn LaMar, Wells Fargo Advisors, LLC, St. Louis, MO. Respondent did not enter an appearance in this matter. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: November 15, 2010 CASE SUMMARY: Claimant asserted the following cause of action: breach of promissory note. Claim

AWARD FINRA DISPUTE RESOLUTION CASE: 10-04926 Merrill Lynch, Pierce, Fanner & Smith Incorporated (Claimant) vs. Khairi Rahman (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Diane C. Fischer, Esq., Kane & Fischer, Ltd., Chicago, IL. Respondent did not enter an appearance in the matter. NATURE OF DISPUTE: Member v. Associated Person. DATE FILED: November 1, 2010. CASE SUMMARY: Claimant asserted the following cause of action: breach of