AWARD FiNRA DISPUTE RESOLUTION CASE: 09-06682 Securities America, inc. (Claimant) vs. Kenneth Osborn (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Elizabeth Lowery, Esq., Hemiosa Beach, CA and Kelly R. Davis, Esq., Securities America, inc., La Viste, NE. Respondent appeared pro se, Corona, CA. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: November 23, 2009 CASE SUMMARY: Claimant asserted the following cause of action: bre

AWARD FiNRA DISPUTE RESOLUTION CASE: 09-06125 Ann Marie (Steci) Lorenz (Claimant) vs. Morgan Stenley Smith Barney (Respondent) REPRESENTATION OF PARTIES: Claimant appeared pro se, Edina, MN. For Respondent appeared Daniel Derechin, Esq., Morgan Stenley Smith Barney, Chicago, IL NATURE OF DISPUTE: Customer v. Member DATE FILED: October 22,2009 CASE SUMMARY: Claimant asserted the following cause of action: misrepresentetion. The cause of action rel

AWARD FINRA DISPUTE RESOLUTION CASE: 09-06561 Steven S. Hara, individually and Steven S. Mara, Trustee of the Ruth Hara and James Hara Trusts (Claimants) vs. Jay Kelter. Jerome Keiter, Securities Service Networic, inc., and VSR Financial Services, inc. (Respondents) REPRESENTATION OF PARTIES: For Claimants appeared Steven S. Hara, Douglasvlile, GA. For Respondent Jerome Kelter appeared Jason S. Haselkorn, Esq., Casey, Ciidin, Lubitz. Martens & O'Conneii,

Award FiNRA Dispute Resolution In the Matter of the Arbitration Between: i-lenry Stem and Joyce Greer Stem (Ciaimante) vs. HSBC Securities (USA) Inc. (Respondent) Case Number 09-04377 Hearing Stte: New Yoric, New Yoric Nature of the Dispute: Customers vs. Memt)er. REPRESENTATION OF PARTIES Ciaimante Henry Stem ("H. Stem") and Joyce Greer Stem ("J. Stem"), hereinafter collectiveiy referred to as "Ciaimante": Richard M. Zaroff, Esq., ZarofF & ZarofF LL

Award FINRA Dispute Resolution in the Matter of the Arbitration Between: Connecticut College (Claimant) vs. Merrill Lynch, Pierce, Fenner & Smith, inc. (Respondent) Case Number: 09-01490 Hearino Site: New London, Connecticut Nature of the Dispute: Customer vs. Member. Public Arbitrator Pilot Program/Majority Public Parcel REPRESENTATION OF PARTIES Claimant Connecticut College hereinafter referred to as "Claimant: James T. Shearin, Esq., Pullman &

Award FINRA Dispute Resolution In the Matter of the Ari3itration Between: Estate of David Grynberg (Cteimant) vs. ID Ameritrade, inc. (Respondent) vs. Michaei Grynberg (Third Party Respondent) Case Number: 08-01128 Hearing Site: New Yoric, New Yoric Nature of the Dispute: initial Claim: Customer vs. Member. Third-Party Claim: Memt>er vs. Customer. REPRESENTATION OF PARTIES Claimant Estete of David Grynberg hereinafter refen^ to as "Claimant": Mic

Award FINRA Dteputo Resolution In the Matter of the Arisitratton Between: Name of the Claimant QawNtfmbftr; 09-01766 Gilbert W. MacGregor, Jr. Name of the Respondent Hearing Site: Oriando, FL Wachovte Securities, LLC Nature of the Dispute: Customer vs. Member. REPRESENTATION QF PARTIES For Gilbert W. MacGregor, Jr., hereinafter refened to as "Claimant": K. Michael Swann, Esq., Snyderisum, Rishoi & Swann, LLP, Mattiand, FL. For Wachovia Se

Award RNRA Dteputo Resolution In the Matter of tiie Ariaitration Between: Name of ttie Ciaimante Case Number 08-02804 Alabama Reinsurance Trust Fund Alabama Association General Contractore Inc. Name of the Respondent Hearing Site: Bimningham, AL Morgan Keegan & Company, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Atebama Reinsurance Tmst Fund CARTF^ and for Alabama Association General Contractors Inc. fA

Award FiNRA Dteputo Resolution In the Matter of the Artntration Between: Name of the Claimant Case Number O&^l 290 Maury Bronstoin, IRA Name of the Resoondente Hearing Site: Memphis, Tennessee Morgan Keegan & Company, inc. Regions Financial Corporation Nature of the Dispute: Customer vs. Member and Non-Member. REPRESENTATION OF PARTIES For Maury Bronstein, IRA. hereinafter referred to as "CteimanT: Date i^better, Esq., LedbeUer & Associat

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Numtwr 09^1424 Michael Healy David Chappelle Name of the Respondent Hearing Site: Charlotte. North Carolina Banc of America Securities. LLC isiature of the Dispute: Associated Person vs. Memt>er. REPRESENTATION OF PARTIES For Michaei Healy CHealy^ and David Chappeiie ("Chappelle"). hereinafter collectiveiy referred to as "Ciaimants": Louis