Award FINRA Dispute Resolution In the Matter of the Arisitration Between: AXA Advisors, LLC (Claimant) v. Thomas Boan (Respondent) Case Numbed 10-00588 Hearing Site: New Yoric, New Yorlc Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant AXA Advisors, LLC, hereinafter referred to as "Claimant": Kenneth O'Connor, Esq., Lubiner & Schmidt, L.L.C., Cranfbrd, NJ. Respondent Thomas Boan hereinafter refened to as "Respon

Award FINRA Dispute Reaoiution In the Matter of the Arbitration Between: Name of the Claimant Case Number 09^3062 Michael S. Dixon, Trustee of the James A. Dbcon Testamentary Trust iSlames of the Resoondente Hearing Site: Baltimore, Maryland UBS Finandai Services, Inc. Keith James Stelner Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATiON OF PARHES Michael S. Dbcon. Taistee of the James A. Dbcon Testementary

AWARD FINRA DIsputa Resolution In the Matter of the Arbttration Between: Name of Claimant Empire Financial Group, Inc. vs. Case Number: 09-00266 Hearing Site: Dallas, Texas Names of Respondents Penson Financial Services, Inc., Phil Pendergraft, Dan Son, and Roger Engemoen MATURE OF THE DISPUTE Member v. Member and Associated Persons REPRESEWTATIQM OF PARTIES Empire Financial Group. Inc. f'Claimant" or "Empire") was represented by

Award FINRA Dtoputo Resolution in the Matter of the Arisibation Bebween: Cteimant Caae Number 09-04022 Salma S. Keith Reaoondente Hearing SHe: San Frandsco, CalHbmte Wdlte Faigo inveabnente, LLC Clay Harriaon Evana Nature of the DIapute: Customer vs. Member and Aaaociatad Person REPRESENTATION OF PARTIES Claimant, Salma S. KeHh rKetth"), herelnaffter refened to aa "Claimant": Salma S. Ketth, Rosevilte. CalHbmte. Respondente, Wells Far

Awrard HNRA Dtoputo Resolution in the Matter of the Arbibation Bebiveen: Claimant Caae Number 08-03679 Banc of Amertoa inveabnent Senricea, inc. Reaoondent Hearing Site: i-oa Angeiea, Caiifomte Edward G. Harria Natore of the DIapute: Member va-Aaaodated Person REPRESEMTAT1QN OF PARHES Claimant, Banc of America inveabnent Sen/icea, ina, hereinafter refened to aa 'Claimant": RonaM P. Kane, Eaq., Kane & Fischer, Ltd., Chicago, iiiinote, and Mari

Award FINRA Dteputo Resolution In the Matter of the Arisib^tion Between: Claimante Case Number: 08-03173 Donald E. Miller Maxine L. Miller Respondent Hearino Site: Seattle. Washington Citigroup Global Marlcete, Inc. Nature of the Dispute: Customere vs. Member REPRESENTATION OF PARTIES Claimante, Donald E. Miller and Maxine L. Miller, hereinafter collectively refened to as "Claimante": John A. Bender, Esq., Ryan Swanson & Cteveland, PLLC,

AWARD FINRA Dispute Resolution In tiie Matter of tiie Arbitration Between: Names of Claimante l^urance B. Johnson, Ariene D. Johnson a/k/a Artene Johnson, Margaret L. Mem'man, and Sharon Peterson vs. Case Number: 05-02413 Hearing Site: Chicago, Illinois Names of Respondente First Republic Group, L.L.C. and Stuart Leighton Updegrove MATURE OF THg DISPUTE Customere vs. Member and Associated Peraon REPRESEMTAT1QM OF PARTIES Laura

stipulated Award nNRA DIaputa Reaolution In the Matter of the Arbltratran Between: Name of the Claimant Case Number 09-05792 Morgan Stanley Smith Bamey, LLC fbrrnerty Morgan Stanley DW Inc. Name of the Respondent Hearing Site: Bimningham, AL FFankA^YelMIng Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Morgan Stenley Smith Bamey, LLC. fomierty Morgan Stanley DW Inc.. hereinafter referred to as "Claimanr

AWARD FINRA DISPUTE RESOLUTION CASE: 09-07045 A.G. Edwards & Sons, Inc.. a division of Wachovia Securities LLC n/k/a Wells Fargo Advisors, LLC (Ciaimarrt) vs. David C. Stem (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Renan Sugannan, Esq., Renan Sugarman, P.C., Chicago, IL. Respondent appeared pro se, N. Dartmouth, MA. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: December 16.2009 CASE SUMMARY: Claimant asserted the foll

AWARD FINRA DISPUTE RESOLUTION CASE: 09-06630 Gerald P. Lenaghan IRA (Claimant) vs. Charies Schwab & Co., Inc. (Respondent) REPRESENTATION OF PARTIES: Claimant appeared pro se, Jensen Beach, FL. For Respondent appeared Sean B. Meehan, Esq., Charies Schwab & Co., Inc., San Francisco, CA. NATURE OF DISPUTE: Customer v. Member DATE FILED: November 19, 2009 CASE SUMMARY: Claimant asserted the following causes of action: misrepresentation and unsuitab