AWARD FINRA DISPUTE RESOLUTION CASE: 09-02313 Janney Montgomery Scott LLC (Claimant) vs. John Robert Baker (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Jill B. Clarke, Esq., Janney Montgomery Scott LLC, Philadelphia. PA. Respondent did not enter an appearance in this matter. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: April 24, 2009 CASE SUMMARY: Claimant asserted the following cause of action: breach of contractual

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Gretchen Burke (Claimant) vs. John Ebanietti, Jeffrey L. Tucker, and Citigroup Global Markets, inc. (Respondents) Case Number: 07-03030 Hearing Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Associated Persons and Member. REPRESENTATION OF PARTIES Claimant Gretchen Burke ("Claimant"): Francis Curran, Esq. and Liam O'Brien, Esq.. McCormick and O'Brien, LLP,

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: David I. Schoen (Claimant) v. Salomon Smith Barney, Inc., Charles Friedlander, and Lawrence Ellner (Respondents) Case Number: 08-02229 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant David I. Schoen hereinafter referred to as "Claimant": Eric J. Sussman, Esq., Casolaro & Sussman, LL

Award FINRA Dispute Resolution in the Matter of the Ari3itration Between: Name of the Claimant Case Number 08-03696 Raymond James & Associates, Inc. Name of the Respondent Hearing Site: Cleanwater, Florida John Fletcher Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Raymond James & Associates, inc.: Kelly Bulllngton, Esq., Assistant Vice President and Assistant Corporate Counsel. Raymond James & Associates,

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 09-00912 BBVA Securities of Puerto Rico, Inc. Name of the Respondent Hearing Site: San Juan, Puerto Rico Ramon Cantero-Frau Nature of the Dispute: Member vs. Customer. REPRESENTATION OF PARTIES For BBVA Securities of Puerto Rico, Inc., hereinafter referred to as "Claimant": Sonia Mubarak, BBVA Securities of Puerto Rico, Inc. appeared as

AWARD FINRA DISPUTE RESOLUTION CASE: 09-01549 Lincoln Investment Planning, Inc. (Claimant) vs. Ronnie Ben-Aron (Respondent) REPRESENTATION OF PARTIES: For Claimant appeared Joshua S. Ganz, Esq., Timoney Knox, LLP, Fort Washington. PA. Respondent did not enter an appearance in this matter. NATURE OF DISPUTE: Member v. Associated Person DATE FILED; March 20. 2009 CASE SUMMARY: Claimant asserted the following cause of action: breach of the Step Draw Pro

AWARD FINRA DISPUTE RESOLUTION CASE: 09-02309 Anthony R. Bonello (Claimant) vs. E*Trade Securities LLC (Respondent) REPRESENTATION OF PARTIES: Claimant appeared pro se. Largo, FL. For Respondent appeared John Bersin, Esq., E*Trade Securities LLC, Roseville, CA. NATURE OF DISPUTE: Customer v. Member DATE FILED: April 24. 2009 CASE SUMMARY: Claimant alleged that he was wronged by Respondent when they sold holdings in his account to cover a deficit.

AWARD FINRA DISPUTE RESOLUTION CASE: 09-02345 Robert A. Bolebruch (Claimant) vs. Sandgrain Securities, Inc. (Respondent) REPRESENTATION OF PARTIES: Claimant appeared pro se, Garden City. NY. For Respondent appeared Peter D. Grassel. Sandgrain Securities, Inc., Garden City, NY. NATURE OF DISPUTE: Associated Person v. Member DATE FILED: April 24, 2009 CASE SUMMARY: Claimant alleged that Respondent inappropriately charged him the entire amount for his r

AWARD FINRA DISPUTE RESOLUTION CASE: 09-02395 Audrey Wolfe (Claimant) vs. Edward D. Jones & Co., L.P., and Joseph IHeadlee, Jr. (Respondents) REPRESENTATION OF PARTIES: For Claimant appeared Alice L. Stewart, Esq., Securities Arbitration Practicum, Duquesne University School of Law, Pittsburgh, PA. For Respondents appeared Dennis J. Caprigiione, Esq., Edward D. Jones & Co., L.P., St. Louis, MO. NATURE OF DISPUTE: Customer v. Member and Associated Per

Award FiNRA Dispute Resolution In the Matter of the Arbitration Between: John T. Costa, IRA and Henrietta Costa, IRA (Claimants) vs. Morgan Stanley & Co., Inc., and Ryan Tintera (Respondents) Case Number: 08-03431 Hearing Site: Newark. New Jersey Nature of the Dispute: Customers vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimants John T. Costa, IRA ("J. Costa") and Henrietta Costa, IRA ("H. Costa"), hereinafter collectively referred