Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number 08-02988 Shiriey A. Jeup, Individually and as Owner of her IRA Names of the Respondents Hearina Site: Cieanwater, Florida Spencer Intemational Advisors, Inc. Scott A. Spencer Nature of the Dispute: Customer vs. Non-Member. REPRESENTATION OF PARTIES For Shiriey A. Jeup, Individually and as Owner of her IRA, hereinafter collectively

stipulated Award FINRA Dispute Resolution In the Matter ofthe Arbitration Between: Name of the Claimant Case Number: 08-01298 Helen M. DeCario Names of the Respondents Hearina Site: Orlando, FL Ameriprise Financial Sen/ices, Inc. Mark Marshall Tom Romanac Nature ofthe Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Helen M. DeCarlo. hereinafter referred to as Xlalmant": Mark S. Guralnick, Esq., West B

Award FINRA Dispute Resolution In the Matter ofthe Arbitration Between: Name of the Claimant Case Number: 09-01574 Bryant Charles North Name of the Respondent Hearing Site: Atlanta, Georgia Alan R. Parker Nature of the Dispute: Associated Person vs. Associated Person REPRESENTATION OF PARTIES Bryant Charles North, hereinafter referred to as "Claimant," appeared pro se. Alan R. Pari^er, hereinafter referred to as "Respondent," appeared pro se.

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-02027 Midsouth Capital, Inc. Name of the Respondent Hearing Site: Atlanta, Georgia Raymond James & Associates, Inc. Nature of the Dispute: Member vs. Member REPRESENTATION OF PARTIES For Midsouth Capital, Inc., hereinafter refiened to as "Claimant": Steven Parker, Esq., Page Perry. LLC, Atlanta, Georgia. For Raymond, James & Assoc

Award FINF^ Dispute Resolution In the flatter of the Arbitration Between: Name of the Claimant Case Number. 09-01368 Citigroup Global IVlaricets, inc. Name of the Respondent Hearing Site: Baltimore, Maryland James C. Hodges Nature ofthe Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Citigroup Global Markets, Inc., hereinafter referred to as "Claimant": Thomas J. Momjian, Esq. and Christopher C. Coss, Esq., Coss & Momjian

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names ofthe Claimants Case Number: 08-03618 Ameriprise Financial Services, Inc. Ameriprise Financial, Inc. Name of the Respondent Hearino Site: Baltimore, Maryland Martin A. Smith Nature ofthe Dispute: Member and Non-Member vs. Associated Person. REPRESENTATION OF PARTIES For Ameriprise Financial Services, Inc. and Ameriprise Financial, Inc., hereinafter collectively

Award Data Award: $21,781.32 Interest: at the rate of 6% per annum from March 1, 2008 until payment Costs: $425.00 Other: $.00 AWARD: The undersigned arbitrator has decided and determined in full and final resolution of the issues submitted for determination as follows: 1) Respondent is liable for and shall pay to Claimant the sum of $21,781.32. 2) Respondent is liable for and shall pay to Claimant interest at the rate of 6% per annum from March 1, 2

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-02685 Hector C. Nieto Name of the Respondent Hearing Site: Miami, Florida Atias One Financial Group, LLC Nature of the Dispute: Associated Person v. Member. REPRESENTATION OF PARTIES For Claimant Hector C. Nieto: Gary L. Goodenow, Esq., Hall, Lamb and Hall, P.A., Miami, Florida. For Respondent Atlas One Financial Group, LLC: Mari(

Award FINRA Dispute Resolution In the Matter of the Art}itration Between: Name of the Claimant: Case Number: 08-03215 MIchele Nasatir, as trustee of The Nasatir Children's Tmst U/A DTD 01/01/1996 Name of the Respondent: Hearing Site: Los Angeles. California Charies Schwab & Co., Inc. Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Michele Nasatir, as trustee of The Nasatir Children's Trust U/A DTD 01/01/1996

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Case Number 08-02552 Bruce M. Eliot and Denise O. Eliot, as joint tenants Name of the Respondent: Hearing Site: Los Angeles. Califbmia Charies Schwab & Co., Inc. Nature of the Dispute: Customers vs. Member REPRESENTATION OF PARTIES Claimants Bruce M. Eliot and Denise O. Eliot, as joint tenants, hereinafter collectively refened to as "Claimants"