AWARD FINRA DISPUTE RESOLUTION CASE: 08-03406 Larry W. Overbay ("Claimant") vs. Danielle Newman and Robert Carpenter ("Respondents") REPRESENTATION OF PARTIES: Claimant appeared pro se. Street, MD. For Respondents appeared Demian J. Betz, Esq., Wachovia Securities, LLC, St. Louis, MO. NATURE OF DISPUTE: Customer v. Associated Persons DATE FILED: September 22, 2008 CASE SUMMARY: Claimant alleged omission effects, misrepresentation, unauthorized

Award FINRA Dispute Resolution in the Matter of the Arbitration Between: Victoria Kaufman (Claimant) vs. UBS Financial Services, Inc., and Scott Rose (Respondent) Case Number: 08-01224 Hearina Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Victoria Kaufman ("Claimant"): Stanislaus Mroczkowski, Midlothian. VA. Respondents UBS Financial Services, Inc. ("UBS") and Scott Rose

AWARD FINRA DISPUTE RESOLUTION CASE: 09-00942 Patricia A. Kubitzki CCIaimanf) vs. New England Securities Corp. and Timothy John l\1cDermott ("Respondents") REPRESENTATION OF PARTIES: Claimant appeared pro se, Shawnee. KS. For Respondents appeared B. John Pendleton, Jr.. McCarter & English, LLP, Newark, NJ. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: February 16, 2009 CASE SUMMARY: Claimant alleged that Respondents fail

AWARD FINRA Dispute Resolution In the Matter of the Arisitration Between: Name of Claimant Deborah L. Pederson vs. Case Number: 08-00826 Hearing Site: Minneapolis, Minnesota Name of Respondent RBC Capital Markets Corporation NATURE OF THE DISPUTE Associated Person vs. Member REPRESENTATION OF PARTIES Deborah L. Pederson ("Claimant") was represented by William J. Egan, Esq., Oppenheimer Wolff & Donnelly, LLP, Minneapolis, Minnesota.

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: N^me of the Claimant Case Number: 07-02537 Banc of America Investment Services, Inc. Name of the Respondent Hearing Site: Boca Raton, Florida Frederick Kelleher Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Banc of America Investment Services, Inc., hereinafter referred to as "BAI": D. Daxton White, Esq., Kane & Fischer, Lt

AWARD FINRA DISPUTE RESOLUTION CASE: 09-00887 Banc of America Investment Services, Inc. ("Claimant") vs. William P. Callahan ("Respondent") REPRESENTATION OF PARTIES: For Claimant appeared Diane C. Fischer, Esq., Kane and Fischer. Ltd., Chicago, IL. Respondent William P. Callahan did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: February 18. 2009 CASE SUMMARY: Claimants asserted the followi

AWARD FINRA DISPUTE RESOLUTION CASE: 09-01199 Dennis Roger Turman, Individually and on behalf of Dennis Roger Turman IRA ("Claimants") vs. Charles Schwab & Co.. Inc. ("Respondent") REPRESENTATION OF PARTIES: For Claimants appeared J. Boyd Page. Esq.. Page Perry LLC, Atlanta. GA. For Respondent appeared Evelyn A. Christensen, Esq.. Keesal, Young and Logan, Long Beach. CA. NATURE OF DISPUTE: Customers v. Member DATE FILED: March 5. 2009 CASE SUMMAR

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Ronald E. Morrone (Claimant) vs. Independent Financial Marketing Group, Sun Life Financial Distributors, Inc.. and LPL Holdings, Inc. (Respondents) Case Number: 08-03509 Hearing Site: Newark, New Jersey Nature of the Dispute: Associated Person vs. Members. REPRESENTATION OF PARTIES Claimant Ronald E. Morrone hereinafter referred to as "Claimant": Dan A. Druz. Esq., Dan Druz, Esq

Award FINRA Dispute Resolution In the Matter of the Arisitration Between: Name of the Claimant Case Number: 08-01735 Gary L. Caletka Names of the Respondente Hearing Site: New Orleans, Louisiana David Daily Helen Caletka Central Louisiana Electric Corp. Nature of the Dispute: Customer vs. Associated Person and Non-Member. REPRESENTATION OF PARTIES Gary L. Caletka, hereinafter refened to as "Claimant", appeared pro se. For David Daily,

Award FINRA DIaputo Reaolutlon In the Matter of the Arbitration Between: Name of the Claimant: Case Number 08-02452 Llem Leigh Name of the Resoondent: Hearing Site: Los Angeles, CalHomla E*Trade Securities LLC Nature of the Dispute: Customer vs. Member REPRESENTATION OF PARTIES Claimant Llem Leigh ("Leigh"), hereinafter referred to as "Claimant": pro se, Irvine, Califomia Respondent E*Trade Securities LLC ("E*Trade"), hereinafter refemed