AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Thomas Guastello vs. Case Number: 08-01819 {Hearing Site: Detroit, Michigan Names of Resoondents Smith Barney, a division of Citigroup Global Markets, Inc. and Shawn C. Bun- NATURE OF THE DiSPUTE Customer vs. Member and Associated Person REPRESENTATiON OF PARTIES Thomas Guastello ("Claimant") was represented by Joseph H. Spelgel. Esq., Joseph H.

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Walter Lion and Hanni L. Lion (Claimants) vs. Morgan Keegan & Company. Inc. (Respondent) Case Number: 08-01675 Hearing Site: New York, New Yorl< Nature of the Dispute: Customers vs. Member. REPRESENTATION OF PARTIES Claimants Walter Lion ("W. Lion") and Hanni L. Lion ("H. Lion"), hereinafter collectively referred to as "Claimants": Steven B. Caruso, Esq.. and Mark E. Maddox, Es

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Vincent T. Lowry (Claimant) vs. Robert McMahon, Jr. (Respondent) vs. Michael Spokony (Third Party Respondent) Case Number: 06-02690 Hearina Site: Philadelphia. Pennsylvania Nature of the Dispute: Associated Person vs. Associated Person vs. Associated Person. REPRESENTATION OF PARTIES Claimant Vincent T. Lowry hereinafter referred to as "Claimant": Jean Hanna Bickhart, Esq., McC

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-04681 Oppenheimer & Co., Inc., ("Claimant") vs. Daniel D. Cialini, ("Respondent") ATTORNEYS: For Claimant appeared John McGuire, Esq., In-house Counsel, New York. NY. Respondent Daniel D. Cialini did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: December 10. 2008 CASE SUMMARY: Claimant alleged that Respondent failed and refu

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03893 Robert L. Regenold, ("Claimant") vs. Morgan Keegan & Company, inc., ("Respondent") ATTORNEYS: For Claimant appeared James A. Dunlap, Jr., Esq., James A. Dunlap & Associates LLC, Atlanta, GA. For Respondent appeared Matthew W. Mclnteer, Esq., Bass, Berry & Sims PLC, Nashville, TN. NATURE OF DISPUTE: Customer v. Member DATE FILED: October 23, 2008 CASE SUMMARY: Claimant all

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Saquana Fowler (Claimant) vs. J.P. Tumer & Company, LLC, Ian Bynoe. and Damascus Isaiha Lee (Respondents) Case Number: 08-00338 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Saquana Fowler hereinafter referred to as "Claimant": Paul Radvany, Esq., Supen/ising Attomey of Law Students: Eliot

AWARD FINRA DISPUTE RESOLUTION In the Matter of the Arbitration Between: Morgan Stanley & Co., Inc. (Claimant) vs. Thomas Dering (Respondent) Case Number: 08-03163 SITUS: Newark, New Jersey. NATURE OF DISPUTE: Member vs. Associated Person. REPRESENTATION OF PARTIES Morgan Stanley & Co., Inc., hereinafter referred to as "Claimant": Alan S. Brodherson, Esq., Law Offices of Alan S. Brodherson, New York, NY. Thomas Dering hereinafter refen^d to as "

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03124 Christina Moore Howton, as Conservator and Guardian for Josie Perkins, ("Claimant") vs. Morgan Keegan & Company, Inc., ("Respondent") ATTORNEYS: For Claimant appeared Richard S. Frankowski, Esq., Burke, Harvey & Frankowski, LLC, Birmingham, AL. For Respondent appeared Donald F. Winningham, III, Esq., Maynard, Cooper & Gale, PC, Birmingham, AL. NATURE OF DISPUTE: Customer v. M

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-04081 Robert Mendoza, ("Claimant") vs. TD Ameritrade, Inc., ("Respondent") ATTORNEYS: Claimant appeared Pro se, Los Angeles, CA. For Respondent appeared James J. Vihstadt, In-house Counsel, Omaha, NE. NATURE OF DISPUTE: Customer v. Member DATE FILED: November 5, 2008 CASE SUMMARY: Claimant alleged that Respondent made false and misleading statement; was negligent and incompetent by

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-00250 Banc of America Investment Services, Inc. Name of the Respondent Hearing Site: Richmond. VA Jason R. Benisford Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Banc of America Investment Services, Inc. ("BOA"), hereinafter referred to as "Claimant": Ronald P. Kane, Esq., Diane C. Fischer