Award FINi^ Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-01186 Paul J. Skomsky Names of the Respondents Hearina Site: Orlando, FL Jason M. Canton John A. Oriando Emmett A. Laridn Company, Inc. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Paul J. Skomsky, hereinafter referred to as "Claimant", appeared pro se. For Jason M. Ganton ("Ganton")

Award FINI^ Dispute Resolution In the Matter of the Arbitration Behveen: Name of the Claimant: Case Number: 06-03757 Susan Emms Christopher, as Trustee of The Susan Emms Christopher Separate Property Trust Name of the Respondents: Hearina Site: Los Angeles, Califbmia Morgan Stanley & Co., Incorporated Amy Z. Larson Nature of the Dispute: Customer vs. Member and Associated Person REPRESENTATION OF PARTIES Claimant The Susan Emms Christopher S

Award FINRA Dispute Resolution In the Matter of the ArbibBtion Between: Claimant Case Number: 08-00840 Susan C. Hanis Respondent Hearing Site: Los Angeles. CalHbmla American Financial Associates Stanley D. Reynolds Nature of the Dispute: Customer vs. Non-Member and Associated Person REPRESENTATION OF PARTIES Claimant Susan C. Harris hereinafter referred to as "Claimant": Susan C. Harris, In Pro Se, Studio City, Califbmia. Respondents Ame

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: George IHamboussi (Claimant) vs. First Southwest Company. Susan M. Diamond. Dominick Maiorano, Ronald Heineman, Robert DePaio, Robert Fallah. Gary Schonwaid,, Ahmed Abdelmawla Gadelkareem a/k/a Ahmed Kareem, and Vertical Capital Partners, Inc. (Respondents) Case Number: 05-03475 Hearina Site: New York. New York Nature of the Dispute: Customer vs. Members and Associated Persons.

Award FINRA Dispute Resolution In the Matter of the Arisitration Between: Robert Hwang (Claimant) vs. Stifel, Nicolaus & Company, Inc. (Respondent) Case Number: 08-01168 Hearing Site: New Yori^, New Yorit Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES Claimant Robert Hwang hereinafter referred to as "Claimant": Mitchell Maricowitz and Benjamin Lapin, Stock Market Recovery Consultants Inc.. Brooklyn, NY. Respondent Stifel. Nico

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-02838 RPM 06 Sigma Press inc. 401K Profit Sharing PL DTD 6/9/00 FBO Donald T. Sapit. ("Claimant") vs. Morgan Stanley & Co., Incorporated, Johnthomas L. Cumbow, Joseph A. Ranucci, and Joseph R. Agee, III, ("Respondents") ATTORNEYS: Claimant appeared Pro se, Cumming, GA. For Respondents appeared Brian C. Hale. Esq., In-house Counsel. Morgan Stanley & Co., Incorporated, Tampa, FL. Mor

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-02628 Harley L Bjelland. A.P.C. and Harley L. Bjeliand, ("Claimants") vs. Kelly Dougherty and UBS Financial, Inc., ("Respondents") ATTORNEYS: Claimants appeared Pro se, Mission Viejo. CA. For Respondents appeared Kathleen S. Adams, Esq., in-house Counsel. UBS Financial, Inc.. Los Angeles, CA. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: July 29. 2008

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-02526 Oppenheimer & Co., Inc., ("Claimant") vs. Joanna Roland f/k/a Joanne O'Rourke. ("Respondent") ATTORNEYS: For Claimant appeared John McGuire, Esq., In-house Counsel, New York, NY. Respondent Joanna Roland f/k/a Joanne O'Rourke did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Associated Person DATE FILED: July 23. 2008 CASE SUMMARY: Claimant

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-02996 Sabato Frusciante, ("Claimant") vs. UVEST Financial Services Group, Inc. and David Edward Kunold. ("Respondents") ATTORNEYS: For Claimant appeared Louis RisCassi, Esq., West Hartford, CT. For Respondents appeared Sara B. Davis, Esq., In-house Counsel, LPL Financial Corporation, Boston, MA. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: August 25, 2008

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-03988 Nani K. Hogle, Trustee for Nani K. Hogie Trust, ("Claimant") vs. Charies Schwab & Co., ("Respondent") ATTORNEYS; Claimant appeared Pro se, Park City, UT. For Respondent appeared Brandon K. IHemley, Esq., In-house Counsel. San Francisco, CA. NATURE OF DISPUTE: Customer v. Member DATE FILED: October 27, 2008 CASE SUMMARY: Claimant alleged that Respondent failed to contact h