stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 07-03478 Michael J. Villasana Name of the Respondent Hearino Site: Miami, Florida Gloria Gomez Nature of the Dispute: Associated Person vs. Customer. REPRESENTATION OF PARTIES For Michael J. Villasana, hereinafter referred to as "Claimant": Peter J. Aldrich, Esq., Palm Beach Gardens, Florida. For Gloria Gomez, hereinafter ref

Award FINRA Dispute Resolution In the Matter of the Arisitration Between: Names of the Claimants Case Number 07-03489 Miguel A. Falcon Marta Ortiz-Cruz Name of the Respondent Hearing Site: San Juan. Puerto Rico Citigroup Global Markets Puerto Rico Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Miguel A. Falcon ("Falcon") and Marta Ortiz-Cruz ("Ortiz-Cruz"), hereinafter collectively referred to as "Claimants"

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03199 Smith Barney, a division of Citigroup Global Maricets, Inc. by and through its assignee DSP, LLC, ("Claimant") vs. Eric Chow, ("Respondent') ATTORNEYS: For Claimant appeared Justin Joseph D'Elia. Esq., of the firm Duane Morris LLP, New York, NY. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: IWember vs. Customer DATE FILED: Novembers. 2007

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03194 Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC. ("Claimant") vs. Joel Cohen, ("Respondent") ATTORNEYS: For Claimant appeared Justin Joseph D'Elia, Esq., of the firm Duane Morris LLP, New York. NY. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Customer DATE FILED: November 9. 2007

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Melanie VIosky (Claimant) v. MM Capital Management Company, Alison C. Naylor, and Brian Jensen (Respondents) Case Number: 03-00419 IHearino Site: New York, New York Nature of the Dispute: Customer v. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Melanie VIosky ("VIosky") hereinafter referred to as "Claimant": Darren C. Blum. Esq., Blum, Silver & S

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: First Montauk Securities Corp. (Claimant) vs. Louis Inglese and Joseph Jachetti (Respondents) Case Number: 05-06504 Hearing Site: Philadelphia, Pennsylvania Nature of the Dispute: Member vs. Associated Persons. REPRESENTATION OF PARTIES Claimant First Montauk Securities Corp. hereinafter referred to as "Claimant": Gerry Kowalski, Esq.. Marshall, Dennehey, Warner, Coleman & Gogg

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant G. Michael Penros vs. Name of Respondent J.J.B. Milliard, W.L. Lyons, Inc. Case Number: 07-01887 Hearing Site: Louisville, Kentucl^y Customer vs. Member G. Michael Perros ("Claimant") was represented by Alexandra Coulter Cross. Esq., Hanvell Howard, Hyne Gabbert & Manner. PC, Nashville, Tennessee. J.J.B. Hilliard. W.L. Lyons, Inc. ("Respondent")

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 08-00566 Amdas. Inc. and Abraham B. Medina, President, ("Claimants") vs. Keith Pannley and Scottrade, Inc., ("Respondents") ATTORNEYS: Claimants appeared pro se, Murst, TX. For Respondents appeared in house counsel Ryan M. Blum, Esq., St. Louis, MO. NATURE OF DISPUTE: Customers v. Member and Associated Person DATE FILED: February 26,2008 CASE SUMMARY: Claimants alleged that Respondent

Stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Case Number: 07-01349 Wachovia Securities, LLC Name of the Respondent: Hearino Site: San Francisco, California Paul G. f-litehcock Nature of Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant Wachovia Securities, LLC hereinafter referred to as "Claimant:" Judy Louie. Esq., Wachovia Securities, LLC, Legal Department, Pas

Awaixl FINRA Dispute Resolution in the Matter of the Arbitration Between: Claimant Case Number 08-00989 Charies Schwab & Co., inc. Respondent Hearing Site: Los Angeles, Califomia Yossi Gabay Nature of the Dispute: Member vs. Customer REPRESENTATION OF PARTIES Claimant, Charies Schwab & Co., inc., hereinafter referred to as "Claimant": Richard A. Karoiy, Esq., Charies Schwab & Co., Inc., San Francisco, Califomia Respondent, Yossi Gabay, herei