FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03207 Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC, ("Claimant") vs. Kenneth Lee, ("Respondent") ATTORNEYS: For Claimant appeared Justin Joseph D'Elia, Esq., of the firm Duane Morris LLP, New York, NY. Respondent did not submit a response to the Statement of Claim. NATURE OF DISPUTE: Member vs. Customer DATE FILED: November 9, 2007

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant/Counter-Respondent Louise Elizabeth Ladd vs. Name of Resoondent/Counter-Ciaimant Morgan Stanley DW. inc. Case Number: 07-01835 Hearing Site: Milwaukee, Wisconsin NATURE OF THE DISPUTE Associated Person vs. Member REPRESENTATION OF PARTIES Louise Elizabeth Ladd ("Claimant") was represented by Michael H. Schaaiman, Esq. and Jane E. Appleby, Es

Award FINRA Dispute Resolution in the Matter of the Arbitration Between: Name of the Claimant Case Number: 08-00802 Merrill Lynch, Pierce, Fenner & Smith Incorporated Name of the Respondent Hearing Site: Houston, Texas Bradley C. Bangen Nature of the Dispute: Member vs. Associated Person REPRESENTATION OF PARTIES Claimant, Merrill Lynch, Pierce, Fenner & Smith Incorporated, hereinafter referred to as "Claimant": Jill B. Clarke, Esq., Rubin,

AWARD FINI^ Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Katie Guzzo vs. Case Number: 07-02588 Hearing Site: Pittsburgh, Pennsylvania Name of Respondent Citigroup Global Marl^ets, Inc. NATURE OF THE DISPUTE Associated Person vs. Member REPRESENTATION OF PARTIES Katie Guzzo ("Claimant") was represented by Brian J. Sommer, Esq. and Robert B. Sommer, Esq., Hergenroeder, Rega & Sommer, LLC, Pittsburgh, Pe

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 07-03542 Donna M. Pierce Name of the Respondent fHearinc Site: Bimningham, Alabama Morgan Keegan & Co., inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Donna M. Pierce, hereinafter refen-ed to as "Claimant": Charies M. Thompson, Esq., Charies M. Thompson, P.C., Binningham, Alabama. For Morgan Keegan & Co.,

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of the Claimants Case Number: 07-01364 Garland 0. Williamson Antoinette P. Williamson Names of the Respondents William G. Stanley Hearina Site: Baltimore, Maryland The Stanley-Laman Group, Ltd. Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES For Garland O. Williamson and Antoinette P. Williamson, hereinafter c

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03419 Jack R. Bush ("Claimant") vs. H&R Block Financial Advisors, Inc. ("Respondent") ATTORNEYS: Claimant appeared Pro se, La Porte, TX. For Respondent appeared in-house counsel, Howard M. Klausmeier, H&R Financial Advisors, Inc., Detroit, Ml. NATURE OF DISPUTE: Customer v. Member DATE FILED: November 29, 2007 CASE SUMMARY: Claimant alleged a loss as a result of Respondent's recomm

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Geoffrey IVIinte (Claimant) vs. S.W. Bach & Company and Renos Gordos (Respondents) Case Number: 06-03323 Hearina Site: Augusta, Maine Nature of the Dispute: Customer vs. Member and Associated Person. REPRESENTATION OF PARTIES Claimant Geoffrey Minte hereinafter referred to as "Claimant": Michael Huberman, Esq., Huberman & Associates, Boca Raton. FL. Respondents S.W. Bach &

STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Richard F. Bennett vs. Case Number: 04-04999 Hearing Site: Dallas, Texas Names of Respondents Bear Stearns Securities Corporation and Matthew Joseph Pickett NATURE OF THE DISPUTE Customer vs. Member Firm and Associated Person REPRESENTATION OF PARTIES Richard F. Bennett ("Claimant") was represented by John J. Hopkins, Esq., John J.

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant Harold J. Burdette vs. Case Number: 07-01782 Hearing Site: Oklahoma City, Oklahoma Names of Respondents INVEST Financial Corporation, BancWest Investment Services, Inc., Putnam Retail Management Limited Partnership, Allmerica Financial Life Insurance and Annuity Company, and Allstate Life Insurance Company NATURE OF THE DISPUTE Customer vs.