AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Case Number: 07-03382 Merrill Lynch, Pierce, Fenner & Smith Incorporated Name of the Respondent: Hearing Site: Portland, Oregon Angela Jordison Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES Claimant, Merrill Lynch, Pierce, Fenner & Smith Incorporated, hereinafter referred to as "Claimant": Jill B. Clarke, Esq., Rubin, For

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimants Case Number: 07-00384 David A. Clappisi and Melanie Ann Summers Clappisi Name of the Respondents Hearing Site: Denver, Colorado AIG SunAmerica, Inc., AIG Financial Advisors, Inc., and Derek Roy Kent Nature of the Dispute: Customers vs. Non-Member, Member, and Associated Person REPRESENTATION OF PARTIES Claimants David A. Clappisi and Melanie Ann Su

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Jack Kriegsman Name of the Respondents Fidelity Brokerage Services LLC Ernest Ciaccio Case Number: 07-02573 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES Claimant, Jack Kriegsman, hereinafter referred to as "Claimant": Jack Kriegsman, Los Angeles, California, p

STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Wells Fargo Investments, LLC Name of the Respondent: John M. Hemandez Name of the Counter-Claimant: John M. Hernandez Name of the Counter-Respondent Wells Fargo Investments, LLC Name of the Third Partv Claimant John M. Hernandez Name of the Third Partv Respondent Wells Fargo Bank Case Number: 07-01087 Hearing Site: Lo

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Claimant Case Number: 06-01809 Morgan Stanley DW Inc. vs. Respondent Hearing Site: Phoenix, Arizona Todd Royal Smith Counter-Claimant Todd Royal Smith vs. Counter-Respondent Morgan Stanley DW Inc. Nature of the Dispute: Member vs. Associated Person Associated Person vs. Member REPRESENTATION OF PARTIES Claimant/Counter-Respondent, Morgan Stanley DW I

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant: Mount Yale Securities, LLC Yale Portfolio Advisors, LLC Case Number: 07-02336 Name of the Respondent: Glenda A. Pemble Hearing Site: Denver, Colorado Counter-Claimant Glenda A. Pemble Counter-Respondent Mount Yale Securities, LLC Yale Portfolio Advisors, LLC Nature of Dispute: Member and Non-Member vs. Associated Person Associat

AWARD FINRA DISPUTE RESOLUTION In the Matter of the Arbitration Between: Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. (Claimant) vs. David A. Ricca (Respondent) Case Number: 07-02837 SITUS: New York, New York NATURE OF DISPUTE: Member v. Associated Person. REPRESENTATION OF PARTIES Citigroup Global Markets, Inc., f/k/a Salomon Smith Barney, Inc. ("Claimant"): Erin A. Rowin, Esq., Lubiner & Schmidt, LLC, Cranford, NJ. Resp

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03539 Bruce M. McCoy and Patti A. McCoy ("Claimants") vs. Ryan E. Burch ("Respondent") ATTORNEYS: Claimants appeared Pro se, Diamond Springs, CA. Respondent appeared Pro se, Auburn, CA. NATURE OF DISPUTE: Customers v. Associated Person DATE FILED: December 15, 2007 CASE SUMMARY: Claimants alleged that Respondent knowingly and deliberately presented a deceptive and misleading explan

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-02808 Clarence Smith ("Claimant") vs. Edward D. Jones & Co., LP and Anthony L. Williams ("Respondents") ATTORNEYS: Claimant appeared Pro se, Houston, TX. For Respondents appeared Christopher Pickett, Esq., in-house counsel, Edward D. Jones & Co., LP, Des Peres, MO. Edward D. Jones & Co., LP and Anthony L. Williams are hereinafter collectively referred to as "Respondents". NATUR

STIPULATED AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Judith Moceri and Joseph Moceri, individually and as Trustee of the Joseph Moceri & Company 401 (k) and Profit Sharing Plan and Trust, and as Trustee of the Joseph P. Moceri Trust vs. Names of Respondents Linsco Private Ledger Corp., Brandt, Kelly & Simmons, L.L.C., Kenneth Brandt, and TD Waterhouse Investor Services, Inc. C