stipulated Award FINIRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 06-05081 David A. Ossenmacher Name of the Respondent Hearing Site: Tampa, Florida A.G. Edwards & Sons, Inc. Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES For David A. Ossenmacher, hereinafter referred to as "Claimant": John R. Kiefner, Jr., Esq., Kiefner Law Offices, P.A., St. Petersburg, Florida

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 07-02924 Gariand T. Adams, Jr. Name of the Respondent Hearing Site: Atlanta, Georgia Waddell & Reed, Inc. Nature of the Dispute: Customer vs. Member. REPRESENTATION OF PARTIES For Gariand T. Adams, Jr., hereinafter referred to as "Claimant": Milton H. Fried, Jr., Esq., The Hayes Law Firm, P.C, Houston, Texas. For Waddell & Reed, Inc., h

AWARD FINFiA Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Victor Tedesco and Ellen Tedesco vs. Names of Respondents Olympia Asset Management, Ltd., Christopher M. Murray, and Michael P. Murphy Case Number: 07-01427 Hearing Site: Pittsburgh, Pennsylvania NATURE OF THE DISPUTE Customers vs. Member and Associated Persons REPRESENTATION OF PARTIES Victor Tedesco and Ellen Tedesco ("Claimants") w

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants JKG Investment Company, L.P., Betty L. Dillon Trust, through Trustee Betty Dillon, Ray E. Dillon, III, Ray E. Dillon, IV, Janet Duval, Marguerite Dillon, and Jane Bueller vs. Names of Respondents Morgan Stanley DW, Inc. and Morgan Stanley & Company, Inc. Case Number: 06-03776 Hearing Site: Wichita, Kansas NATURE OF THE DISPUTE Customer

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Frank Palumbo (Claimant) vs. Bank of America, N.A., a/k/a Bank of America Corporation, Banc of America Investment Services, Inc., Fleet National Bank and The Quick and Reilly Group, Inc., a/k/a Quick and Reiily (Respondents) Case Number. 06-02865 Hearina Site: New York, New York Nature of the Dispute: Associated Person vs. Members and Non-Members. REPRESENTATION OF PARTIES Clai

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03176 Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC ("Claimant") v. John Patton ("Respondent") ATTORNEYS: For Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC appeared Justin Joseph D'Elia, Esq., Duane Morris, LLP, New York, NY. Respondent John Patton appeared pro se, Port Saint Lucie, FL.

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03172 Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC ("Claimant") v. Scott Piper ("Respondent") ATTORNEYS: For Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC appeared Justin Joseph D'Elia, Esq., Duane Morris, LLP, New York, NY Respondent Scott Piper appeared pro se, Littleton, CO NATUR

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03173 Smith Bamey, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC, ("Claimant^ vs. Bradiey Winer, ("Respondent^ ATTORNEYS: For Claimant appeared Justin Joseph D'Elia. Esq., of the fimi Duane Morris LLP. New York, NY. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Customer DATE FILED: November 9,2007

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: RBC Capital Markets Corp. (Claimant) vs. Charles Willis Howard (Respondent) Case Number: 08-00765 Hearina Site: New York, New York Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES Claimant RBC Capital Markets Corp., hereinafter referred to as "Claimant": Anne C. Patin, Esq., Seward & Kissel LLP, New York, NY. Respondent Charles Willis Howard herein

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Michael Allinson (Claimant) vs. Westcap Securities, Inc., Vision Securities, Inc., Glenn J. Meyer, and Scott Cusumano (Respondents) Case Number: 07-01185 Hearing Site: New York, New York Nature of the Dispute: Customer vs. Members and Associated Persons. REPRESENTATION OF PARTIES Claimant Michael Allinson hereinafter referred to as "Claimant": Christopher J. Gray, Esq., Christo