Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Jeffrey Alecci (Claimant) vs. Michael A. Sciarra (Respondent) Case Number: 06-02728 Hearing Site: New York, New York Nature of the Dispute: Associated Person vs. Customer. REPRESENTATION OF PARTIES Claimant Jeffrey Alecci hereinafter referred to as "Claimant": Marianne Yen, Esq., Morgan Stanley, Purchase, NY. Previously represented by Andrew Lipton, Esq., Morgan Stanley, Purcha

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-02674 Martin Schule & Zelda Schule JT TEN ("Claimant") vs. Charies Schwab & Co., Inc. ("Respondent") ATTORNEYS: For Martin Schule & Zelda Schule JT TEN ("Claimant") appeared Martin Schule, Placentia, CA. For Charles Schwab & Co., Inc. ("Respondent") appeared Mai P. Klaassen, Esq., in- house counsel, San Francisco, CA. NATURE OF DISPUTE: Customer v. Member DATE FILED: September

FiNRA DISPUTE RESOLUTION AWARD FiNRA DISPUTE RESOLUTION CASE: 07-02675 George S. Allen ("Claimant") vs. Citigroup Global Markets, Inc. and Mark Standard ("Respondents") ATTORNEYS: Claimant George S. Allen appeared pro se, Brooklyn, NY For Citigroup Global Markets, Inc. and Mark Standard ("Respondents") appeared Douglas B. Appel, Esq., New York, NY Citigroup Global Markets, Inc. and Mark Standard are hereinafter collectively referred to as "Respo

FiNRA DISPUTE RESOLUTION AWARD FINFtA DISPUTE RESOLUTION CASE: 07-03169 Smith Barney, a d'nrision of Citigroup Global Maricets, Inc. by and through its assignee DSP, LLC, ("Claimant") vs. Michael Blum. ("Respondent") ATTORNEYS: For Claimant appeared Justin Joseph D'Elia, Esq., of the fimn Duane Moms LLP, New Yori< , NY. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Customer DATE FILED: November 9, 20

FiNRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-02945 Andrew Garrett, Inc. ("Claimant") v. Samuel Cole ("Respondent") ATTORNEYS: For Claimant Andrew Garrett, Inc., appeared Revan R. Schwartz, Esq., in-house counsel, Andrew Garrett, Inc., New York, NY Respondent did not submit an answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: October 17, 2007 CASE SUMMARY: Claimant alleged that Respon

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03187 Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC ("Claimant") v. John Gorman ("Respondent") ATTORNEYS: For Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP, LLC appeared Justin Joseph D'Elia, Esq., Duane Morris, LLP, New York, NY Respondent did not submit an answer to the Statement of Claim.

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-03171 Smith Barney, a division of Citigroup Global Markets, Inc. by and through its assignee DSP. LLC, ("Claimant") vs. John Stein, ("Respondent") ATTORNEYS: For Claimant appeared Justin Joseph D'Elia, Esq., of the firm Duane Morris LLP, New York, NY. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member vs. Customer DATE FILED: November 9, 2007

AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants William Dal Berry, Peggy J. Berry, and the DBPJ Family Limited Partnership vs. Case Number: 03-00161 Hearing Site: Dallas, Texas Names of Respondents Men-ill Lynch, Pierce, Fenner & Smith, Inc., David H. Komansky, and Deepak D. Raj NATURE OF THE DISPUTE Customers vs. Member and Associated Persons REPRESENTATION OF PARTIES William Dal B

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Dennis Chiaino and Mary Ann Chiaino (Claimants) vs. Stephen Berry, Janney Montgomery Scott, LLC, and First Montauk Securities Corp. (Respondents) Case Number: 07-01977 Hearing Site: New York, New York Nature of the Dispute: Customers vs. Associated Person and Members. REPRESENTATION OF PARTIES Claimants Dennis Chiaino and Mary Ann Chiaino hereinafter collectively referred to as

Award FiNRA Dispute Resolution In the Matter of the Arbitration Between: Todd Greenbaum (Claimant) vs. Hapoalim Securities USA, Inc., as successor in interest to Investec (US) Incorporated (Respondent) Case Number: 07-02620 Hearing Site: New York, New York Nature of the Dispute: Associated Person v. Member. REPRESENTATION OF PARTIES Claimant Todd Greenbaum hereinafter referred to as "Claimant": Brian Kennedy, Esq., New York, NY. Hapoalim Securit