AWARD FINRA Dispute Resolution In the Matter of the Arbitration Between: Name of Claimant John Nicholas Terzis vs. Case Number. 07-00017 Hearing Site: Chicago, Illinois Names of Respondents Raymond James Financial Services, Inc., Joseph Eldon Johnson, and Midwest Financial & Investment Services, Inc. NATURE OF THE DISPUTE Associated Person vs. Member, Associated Person, and Non-Member REPRESENTATION OF PARTIES John Nicholas Terzi

FINRA DISPUTE RESOLUTION MODIFIED AWARD FINRA DISPUTE RESOLUTION CASE: 07-01589 Fiduciary Trust Co NH Cust, IRA Rollover. FBO John P. Lake, ("Claimant") vs. Waddell & Reed. Inc. and Jeff L. Whitaker, ("Respondents") ATTORNEYS: Claimant appeared pro se, Hemet, CA. For Respondents appeared Jill W. Lens, Esq., of the firm Blackwell Sanders Peper Martin, LLP, St. Louis, MO. NATURE OF DISPUTE: Customer v. Member and Associated Person DATE FILED: May

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-02532 Edward D. Jones & Co., L.P., ("Claimant") vs. Giovanni Difiore, ("Respondent") ATTORNEYS: For Claimant appeared Christopher A. Pickett, Esq., of the firm Goldbert Wehrle LLC, St. Louis, MO. For Respondent appeared Gary J. Fernandez, Esq., of the firm Gary J. Fernandez & Associates, Ltd., Glen Ellyn, IL. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: August 30, 200

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-02020 Citigroup Global Markets, Inc. f/k/a Salomon Smith Barney, Inc. ("Claimant") vs. Vanessa Rivera-Laboy, ("Respondent") ATTORNEYS: " ' '~~~' For Claimant appeared W. Jared Rlssler, Esq., of the fimi Kutak Rock LLP, Atlanta, GA. Respondent did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: July 5, 2007 CASE SUMMARY;

Stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Patricia McEvoy (Claimant) vs. Merrill Lynch. Pierce. Fenner & Smith, Inc., Marcel Wagner, and Gregory M. Wagner (Respondents) Case Number: 04-04140 Hearinq Site: Newark, New Jersey Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Patricia McEvoy ("Claimant"): Chad N. Cagan, Esq., Sonnenblick, Parker & Selvers, PC.

Award FINRA Dispute Resolution in the Matter of the Arbitration Between: Todd J. Slotkin and Robert E. Woods (Claimants) vs. NATIXiS Capital Marl< ets Inc.. f/k/a IXIS Capital Markets Inc., and NATIXIS Securities North America Inc. (Respondents) Case Number: 07-01874 Hearinq Site: New York, New York Nature of the Dispute: Associated Person vs. Member and Non-Member. REPRESENTATION OF PARTIES Claimants Todd J. Slotkin ("Slotkin") and Robert E. Woods (

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Vincent Bellino (Claimant) vs. Wachovia Securities. LLC, Frank Kim, John Compton, Craig Chin, and Patrick Kim (Respondents) Case Number: 04-05795 Hearing Site: Newark, New Jersey Nature of the Dispute: Customer vs. Member and Associated Persons. REPRESENTATION OF PARTIES Claimant Vincent Bellino hereinafter referred to as "Claimant" appeared pro se. Previously repres

Award FINRA Dispute Resolution in the Matter of the Arbitration Between: Merrill Lynch, Pierce, Fenner & Smith Incorporated (Claimant) vs. Gregory Elinsky (Respondent) vs. Michael Botte and Charles Haraburda (Third Party Respondents) Case Number: 05-01212 Hearinq Site: Philadelphia, Pennsylvania Nature of the Disputes: initial Ciaim: Member vs. Associated Person. Third-Party Claim: Associated Person vs. Associated Persons. REPRESENTATION OF PARTIES

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-01752 Ray E. Debarbieris. ("Claimant") vs. E*Trade Securities LLC . ("Respondent") ATTORNEYS: Claimant appeared pro se, Lafayette. LA. For Respondent appeared in house counsel John Bersin, Esq., Roseville. CA. NATURE OF DISPUTE: Customer vs. Member DATE FILED: June 5. 2007 CASE SUMMARY: Claimant alleged that Respondent made errors in the transfer of stock to preferred stock. Claima

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Roy Budd (Claimant) vs. Citigroup Global Markets. Inc. (Respondent) Case Number: 06-04084 Hearina Site: New York. New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Roy Budd hereinafter referred to as "Claimant": Ethan A. Brecher. Esq.. Liddie & Robinson. L.L.P.. New York. NY. Respondent Citigroup Global Markets, Inc.. hereinafter r