Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Anne L. McDowell as Executor and Tmstee of the Beatrice F. Richter Rev. Tmst dtd 03/04/1999 and Joseph M. Richter, Claimants v. Morgan Stanley DW Inc. a/k/a Morgan Stanley Dean Witter and Lydia M. Hopps, Respondents Case Number: 06-04176 Hearina Site: Los Angeles, California Nature of the Dispute: Customers v. Member and Associated Person REPRESENTATION OF PARTIES For Claimants

Award FINI^ Dispute Resolution In the Matter of the Arbitration Between: James F. Riley, IRA, Claimant v. Associated Securities Corp. and Patricia F. Meidell, Respondents Case Number: 06-02936 Hearina Site: Reno, Nevada Nature of the Dispute: Customer v. Member and Associated Person REPRESENTATION OF PARTIES For Claimant: Thomas C. Bradley, Esq. Sinai, Schroeder, Mooney, Boetsch, Bradley Reno, Nevada Ronald E. Miller Loss Recovery Ce

Award FINRA Dispute Resolution In the Matter of the Arbitration Behween: Susan K. Beesemyer and Beesemyer Family Trust Agreement 10/96, Claimants v. Citigroup Global Markets, Inc., Respondent Case Number: 06-02459 Hearina Site: Phoenix, Arizona Nature of the Dispute: Customers v. Member REPRESENTATION OF PARTIES For Claimants: J. Emery Barker, Esq. Mesch, Clark & Rothschild, P.C. Tuscon, Arizona For Respondent: Sean J. Coughlin, Esq. Cit

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Joseph Anthony Padilla, Claimant v. Empire Financial Group, Inc. and Empire Financial Holding Company, Respondents Case Number: 07-01644 Hearing Site: Los Angeles. California Nature of the Dispute: Associated Person v. Member and Non-Member REPRESENTATION OF PARTIES For Claimant: Irving M. Einhorn, Esq. Law Offices of Irving M. Einhorn, Esq. Manhatthan Beach, California

Award NASD Dispute Resolution In the Matter of the Arbitration Between: Citigroup Global Markets Inc. f/k/a Salomon Smith Barney Inc., Claimant v. Donald L. Popkes, 11, Respondent Case Number: 05-00185 Hearing Site: Los Angeles. California Nature of the Dispute: Member v. Associated Person REPRESENTATION OF PARTIES For Claimant: Brian C. Free, Esq. Hillis Clark Martin & Peterson. P.S. Seattle, Washington For Respondent: No Appearance CAS

stipulated Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Thomas J. Quigley (Claimant) vs. BNY Brokerage LLC (Respondent) Case Number: 06-04797 Hearing Site: New Yorl< , New York Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Thomas J. Quigley hereinafter referred to as "Claimant": Oren Giskan,Esq., Giskan Solotaroff & Anderson LLP, New York, NY. Previously represented by Oren Giskan,

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-00924 The Frank Family Limited Partnership (Claimant) vs. Young, Stovall and Company (Respondent) ATTORNEYS: For The Frank Family Limited Partnership ("Claimant") appeared Steven Frank, Loxahatchee, FL For Young, Stovall and Company ("Respondent") appeared Maria Flynn, Miami, FL NATURE OF DISPUTE: Customer v. Member DATE FILED: March 19, 2007 CASE SUMMARY: Claimant alleged erro

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Irving Becker (Claimant) vs. Merrill Lynch Pierce Fenner & Smith, Inc. (Respondent) Case Number: 06-02824 Hearing Site: Newark,. New Jersey Nature of the Dispute: Associated Person vs. Member. REPRESENTATION OF PARTIES Claimant Irving Becker hereinafter referred to as "Claimant": Jerome M. Solvers, Esq., Sonnenblick, Parker & Solvers, P.C., Freehold, NJ. Respondent Merrill Lync

Award FINRA Dispute Resolution In the Matter of the Arbitration Between: Stephen M. Friedberg, Madalyn Friedberg, Stephen Friedberg & Susan Friedberg TTEES for Trust under par B2A U/W/O Jacob Friedberg, Stephen & Madalyn Friedberg, Co-trustees Hilary F. Friedberg Irrevocable Trust, FBO Hillary Friedberg, U/A/D 6/27/88, Stephen & Madalyn Friedberg, Co-trustees, Barbara J. Friedberg Irrevocable Trust, U/A/D 6/27/88 FBO Barbara J. Friedberg, Barbara & Hilary F

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-01462 Pointe Capital, Inc. ("Claimant") vs. Craig Steven Redding ("Respondent") ATTORNEYS: For Claimant Pointe Capital, Inc. appeared Daniel R. Levene, Boca Raton, FL Respondent Craig Steven Redding did not submit an Answer to the Statement of Claim. NATURE OF DISPUTE: Member v. Associated Person DATE FILED: May 7, 2007 CASE SUMMARY: Claimant alleged that Respondent violated the terms