Award FINI^ Dispute Resolution In the Matter of the Arbitration Between: Nicholas A. Czuczko, Claimant v. Penson Financial Services, Inc., Electronic Access Direct, Inc., and James R. Kelly, Respondents Case Number: 06-04809 Hearing Site: Los Angeles, California Nature of the Dispute: Customer v. Members and Associated Person REPRESENTATION OF PARTIES For Claimant: Nicholas A. Czuczko In Propria Persona Beveriy Hills, California For Responde

STIPULATED AWARD FINI^ Dispute Resolution In the Matter of the Arbitration Between: Names of Claimants Richard M. Pierzynski and Sandra J. Pierzynski vs. Names of Respondents Hantz Financial Services, Inc. and Patrick J. Drouiliard Case Number: 05-06404 Hearing Site: Detroit, Michigan NATURE OF THE DISPUTE Customers vs. Member and Associated Person REPRESENTATION OF PARTIES Richard M. Pierzynski and Sandra J. Pierzynski ("Cla

stipulated Award FiNRA Dispute Resoiution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 06-02961 Morgan Stanley DW Inc. (formerly Dean Witter Reynolds Inc.) Name of the Respondent Hearing Site: Washington, D.C. Peyton N. Jackson Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Morgan Stanley DW Inc. (formerly Dean Witter Reynolds Inc.), hereinafter referred to as "Claimant": Ron

Award FINRA Dispute Resoiution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 07-00623 Pro-Integrity Securities, Inc. Name of the Respondent Hearinq Site: Baltimore, Maryland Walter Clark Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Pro-Integrity Securities, Inc., hereinafter referred to as "Claimant": William Perry, CCO, Pro- Integrity Securities, Inc., Longview, Texas, appeared

Award FINRA Dispute Resoiution In the Matter of the Arbitration Between: Name of the Claimant Case Number: 06-04007 Capital Growth Financial, LLC Name of the Respondent Hearina Site: Boca Raton, Florida Keith Gerr Nature of the Dispute: Member vs. Associated Person. REPRESENTATION OF PARTIES For Capital Growth Financial, LLC, hereinafter referred to as "Claimant": Delmer C. Gowing, III, Esq., Ocean Ridge, Florida. Keith Gerr, hereinafter ref

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 06-05110 Russell W. Jacobson, Trad. IRA & Contrib. Roth IRA; Russell W. Jacobson and Amelia M. Jacobson JTyWROS; Amelia M. Jacobson, Trad. IRA & Contrib. Roth IRA; Russell W. Jacobson and Amelia M. Jacobson, ING Annuity Contract 1163999- OW; Russell w: Jacobson, ING Annuity Contract NG90148063 (Claimants) vs. Ellerd B. Tomte (Respondent) ATTORNEYS: Claimants Russell W. Jacobson, Trad. IRA

Award FiNRA Dispute Resolution In the Matter of the Arbitration Between: L. H. Ross & Company, Inc. (Claimant) v. John Joseph Stapleton, Martin Ritchie- Haughton, and Brendan Wright (Respondents) Case Number: 05-00049 Hearina Site: New York. New York Nature of the Dispute: Member v. Associated Persons. REPRESENTATION OF PARTIES Claimant L. H. Ross & Company, Inc., hereinafter referred to as "Claimant": Mark A. Berman, Esq., and Steven J. Shore, Esq.

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-00818 Mary Ann Sepanik and David Edward Sepanik (Claimants) vs. H&R Block Financial Advisors, Inc. (Respondent) ATTORNEYS: Claimant Mary Ann Sepanik appeared pro se. Dearborn Heights, Ml Claimant David Edward Sepanik appeared pro se, Bradenton, FL For Respondent H&R Block Financial Advisors, Inc., appeared in-house counsel Edward A. Walton, Esq., Detroit, Ml NATURE OF DISPUTE: Cust

FINRA DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-00383 Chizuko Shahzad and Syed Mobin Shahzad (Claimants) vs. Morgan Stanley DW, Inc. (Respondent) ATTORNEYS: For Claimants Chizuko Shahzad and Syed Mobin Shahzad ("Claimants") appeared Timothy A. Canning, Esq., Novato, CA For Respondent Morgan Stanley DW, Inc. ("Respondent") appeared in-house counsel Cassandra Knight, Esq., San Francisco, CA NATURE OF DISPUTE: Customer v. Member

FINI^A DISPUTE RESOLUTION AWARD FINRA DISPUTE RESOLUTION CASE: 07-00171 Diane Bergman, ("Claimant") vs. Marquis Financial Services, Inc., Gregory Evan Goldstein, Steven John Cohen and Stanislav Kaminsky, ("Respondents") ATTORNEYS: For Claimant appeared Curtis E. Pew, Esq. of the Community Legal Assistance Corporation/School of Law Hofstra University, Hempstead, NY. For Respondents Marquis Financial Services, Inc. and Gregory Evan Goldstein appeared