Getting Ready to Invest
You can create a list of your various financial goals on your own. Or you can work with an investment professional who has experience in this area, can help assign each a price tag and a time frame, and can then identify the kinds of savings and investing strategies that may be appropriate for meeting your goals. One advantage of working with a professional is that he or she may provide the encouragement you need to move from thinking about your goals to taking steps to achieve them.
While everyone's circumstances are a little bit different, there are essentially four steps to creating a strategy for meeting your goals that will work for just about every person and situation: