Contributing to a 401(k) retirement plan at work can make the difference between a financially secure retirement and the specter of running out of money. Whether you're just getting started or already retired, here’s what you need to know about 401(k) plans.
Before you invest it's wise to set aside some money—equivalent to three to six months of living expenses—in an emergency fund to cover any unexpected expenses like car repairs and medical emergencies. Learn how to create a rainy day fund.
Identity theft occurs when someone obtains your personal information and uses it to take your money or to commit fraud or other crimes. It's much more than an inconvenience—it can devastate your credit rating and derail financial security.