FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018059279201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: TD Securities (USA) LLC (Respondent) Member Firm CRD No. 18476 Pursuant to FINRA Rule 9216, Respondent TD Securities (USA) LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062983001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Merrill Lynch, Pierce, Fenner & Smith Incorporated (Respondent) Member Firm CRD No. 7691 Pursuant to FINRA Rule 9216, Respondent Merrill Lynch, Pierce, Fenner & Smith Incorporated submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2024081749201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Brian S. Graham (Respondent) Former General Securities Representative CRD No. 2581633 Pursuant to FINRA Rule 9216, Respondent Brian S. Graham submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068885402 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Cambridge International Securities, LLC (Respondent) Member Firm CRD No. 39137 Pursuant to FINRA Rule 9216, Respondent Cambridge International Securities, LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.