Stop messing with products. Inverse and complex ETF's are great options for investors. Let the free market decide if it wants to invest in products. We do not need more restrictions on what individual investors have as options to invest in for the market.

I've been doing my own investing for 40 years. I do not need any help or more regulations from any government agency. Please lay off and leave me be to make my own decisions as I have been doing.

We do not need FINRA telling us what is safe or unsafe. Directly to my point. THE FEDERAL RESERVE UNITED STATES DOLLAR, FIVE DOLLAR, TEN DOLLAR, TWENTY DOLLAR, FIFTY DOLLAR, and HUNDRED DOLLAR are all COMPLEX INVESTMENT INSTRUMENTS in so much as THEIR VALUE IS NOT SET AGAINST ANY SECURE ASSET (gold/silver AS STATED IN THE CONSTITUTION) IT LOSES VALUE EVERY DAY DUE TO OVER PRINTING AND INFLATION OF THIS ASSET THAT EVERY COMMON AMERICAN HOLDS - You set these rules into effect, YOU WILL HAVE TO INCLUDE THE US DOLLAR as such instrument!

There is no reason to treat inverse and leveraged ETFs different than any other investment. All investments have risk and the individual needs to do their own research.

I think regulations intended to protect ordinary people from predators pushing complex investments are a good thing. I dong object at all, and only the predators would.

I do not believe testing investors' knowledge of complex products as a prerequisite to their purchase is an effective way to protect those investors. Test answers could be obtained from the internet without the investor actually retaining the knowledge effectively. Additionally, a lack of understanding of a particular subset of complex products should not be reason to deny the purchase of a different type of complex product of which the investor does possess a strong understanding.

I strongly oppose restrictions on my right, as a retail investor, to openly invest in ETFs which use derivatives for long or short public investments.

I oppose restrictions on my right to invest freely

Why does the government get to decide how I want to make investments? I don't get to decide how you spend my tax dollars so the government should stay out of my investments. If I choose to gamble my money in investing, it is no different than going to a casino--I chose it and it is then mine to lose or gain. If I put my money somewhere and I lose, it is my own fault. Investing should be available to everyone, not just the elite.

The last thing investors need is more bureaucracy between us and our desired investments. Publicly traded investments and brokerages already provide substantial disclosures and education for those looking to improve their investment returns. No one stumbles upon inverse, leveraged, or other specialty ETFs or other trading vehicles. We have identified a specific need or opportunity, and seek out investment vehicles aligned with our investment goals and risk tolerance.