FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020067572701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Joshua D. Nicholas (Respondent) Former General Securities Representative CRD No. 6529944 Pursuant to FINRA Rule 9216, Respondent Joshua D. Nicholas submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069510201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Andrew Ang (Respondent) Former Research Analyst and General Securities Representative CRD No. 6427407 Pursuant to FINRA Rule 9216, Respondent Andrew Ang submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the