FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019061720801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jason Robert Stannard (Respondent) General Securities Representative CRD No. 5132938 Pursuant to FINRA Rule 9216, Respondent Jason Robert Stannard submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the condition that, if accepted, FINRA will not bring any future actions against

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068414601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Robert Jonathan Spencer (Respondent) Former General Securities Representative CRD No. 431878 Pursuant to FINRA Rule 9216, Respondent Robert Jonathan Spencer submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted