FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020067053001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Knittel (Respondent) Former General Securities Representative CRD No. 3274235 Pursuant to FINRA Rule 9216, Respondent Michael Knittel submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020067277801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Dennis Phillip Ayre (Respondent) Former General Securities Representative CRD No. 5365176 Pursuant to FINRA Rule 9216, Respondent Dennis Phillip Ayre submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.