Having restrictions on leveraged and inverse funds is completely unnecessary. The public should have full access and control over where their money goes. I believe those who hold such funds fully understand the risk and are not afraid to lose a significant portion of their investments.
As someone in my early 20's, I have leveraged funds as a large portion of my portfolio because I do
I oppose limitations on leveraged an inverse products.
These products are an important part of my portfolio and are useful tools for securing my long-term financial security.
Furthermore, these don't represent an outsized risk compared to idiosyncratic risk associated with investing in (or short-sellijg) individual stocks -- yet they already carry an *abundantly clear* warning --
Comments: I believe that the foundation of a free market is the ability to choose the financial decisions that we as people make. While I understand that regulation is necessary to create a safe market environment with lower risk and less chance of inexperienced losses, there could be no possible way in which new regulations would be fair to all types of investors. A small percentage of investors
I have a constitutional right to choose how and where I invest my funds. This right should not be regulated to allow only the privileged or those with certain wealth factors. I furthermore do not need to take an exam to determine or allow me to invest my income where I determine is best suited for my needs. These ETFs provide broad exposure and help to offset and contribute to my gains. In
I've traded stocks since 1999, and options since 2005. But I spent about 5 years or so learning about options before trading them in earnest. The problem is that nobody reads the fine print they end up sighing off on anyway. The reason is the Ts&Cs are too long and arduous. And they are too long and difficult to understand on purpose so people will give up and check off the
I have invested electronically through Morgan Stanley's ETRADE since it's inception back in 1994. I live in NYC for 34 yrs & know all the public markets well. I have experience in FOREX (25YRS) & the same approximate history within the fixed income, stock & commodities markets. Trade in these US Equity markets is a FUNDAMENTAL AMERICAN CIVIL
February 13, 2007
Dear NASD Member:
Last year I sent a letter to members that highlighted new and existing regulations that were of particular significance to NASD’s examination program. The letter was designed to offer you guidance by identifying areas of potential examination focus, allowing you to enhance related supervisory and compliance procedures and systems at your firm. Because the
Comments: 1. I agree that while allowing investors to trade Options, they need to understand the product well. This can be ensured by (a) looking at their qualifications and /or experience in Finance; (b) if (a) is not satisfactory, then look at their tranck record of trading options to see if they have made 75% or even up to 90% losses; if so, they need to undergo educational guidance before
When it comes to retirement savings, even the most adventurous seniors may consider something routinely described as "plain vanilla": a fixed immediate annuity. With an immediate annuity, the investor pays an insurance company a lump sum in exchange for regular income payments. Both fixed and variable immediate annuities deliver income quickly, but there are differences.
Older Americans are frequently targeted by financial exploitation efforts, making investor protection and education of particular importance to this population. FINRA offers several services, including a dedicated helpline, that can help senior investors with their concerns.
