The state of the United States financial markets is a disgrace in no small part due to egregious abuse of short selling. Skirting of the current rules and regulations is commonplace and the penalties of such behavior, even when caught, are laughable given the profitability of such behavior. Both the prevention of this criminal activity and bolstering of punishment for said activity must be
There needs to be a far stronger watch on naked short selling that is clearly a major issue in the current market. Investors should have full transparency to what's going on within the markets they invest their money in. The entire world has their eyes on the US Financial system at the moment. The result of the lack of oversight and control has put extreme distrust in the American financial
FINRA 21-19 is something this country has needed for a long time -- financial institutions, hedge funds and the like need to be better regulated. I didn't know a lot about the market before this year, but what I have learned is that there are too many loopholes, and a lack of enforcement of existing regulations, that allows big players to make money at everyone else's expense. Synthetic
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Convertible
Used to indicate if the bond is convertible. A convertible bond is a corporate debt security that can be converted into equity at specific times during the bond's lifcycle usually at the discretion of the bondholder.
So that investors understand the nature of the bond.
Mortgage-Backed Security (MBS) data provides comprehensive information on mortgage-backed securities (MBSs) that traded within the past 10 years.
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Amortization
Amortizing securities are debt securities like bonds, but they pay the principal back with each payment rather than upon maturity.
With a margin account, you can borrow funds to purchase securities; with a cash account, you cannot. With a cash account, you’re expected to pay the full amount for all securities purchased by the settlement date—which, for most securities, including options, means paying for them one day after you place an order to buy.The name "cash account" causes confusion for some investors who
ESSENTIALS
Banks, savings associations and credit unions offer such products as savings and checking accounts, money market deposit accounts and certificates of deposit (CDs).
Deposits at banks and savings associations are protected by the Federal Deposit Insurance Corporation (FDIC); at credit unions, deposits are protected by the National Credit Union Administration.
Bank products are
I am writing to oppose restrictions on leveraged and inverse funds. Both of those funds allow investors to engage in investment strategies that is already allowed in an efficient manner. For example, Regulation T margin and portfolio margin offered by brokers already allows significant leverage and an inverse fund could be implemented by shorting the underlying security. What both leveraged
I think the leveraged and inverse funds are just like many other securities or any investment that you can lose most or all your money, not to mention the above funds are not a single stock investment so they are intrinsically diversified. Individual investors like us use the leveraged and inverse funds as important tools to hedge our main investment elsewhere. The public tools should be freely
This comment is to urgently oppose new regulations on so-called "complex products." As an investor with over a decade of experience, I am neither a professional, nor a novice. But the notion of regulating leveraged and inverse products is nonsensical. These products are far and away the easiest to understand of any ETFs/ETNs available to retail investors.
A "complex
