Skip to main content

Important Disclaimer: FINRA does not approve or endorse any professional credential or designation. Learn More >>

Life and Annuity Certified Professional (LACP)

Designation Essentials
Status Currently offered and recognized by the issuing organization
Issuing Organization National Association of Insurance and Financial Advisors Certification Commission
Qualification and Training Requirements

Candidate must:

  • be licensed as a life insurance agent in the jurisdiction(s) of practice;
  • have three years (equivalent to 6,000 hours) of full-time experience as an active life insurance agent; and
  • hold a bachelor's or higher degree; industry designation (CLU, CFP, ChFC, FIC, FLMI, FSCP, LUTCF); or two years (equivalent to 4,000 hours) of additional experience as an active life insurance agent.
Designation Training Requirements


Designation Exam Type

Final, proctored certification exam (online or in-person)

Continuing Education Requirements

30 hours over a three-year period

Verification and Complaints
Online Designation Resource


Investor Complaint Process

Submit complaints in writing to:

LACP Certification Commission, c/o Executive Director
2901 Telestar Court
Falls Church, VA 22042

Published List of Disciplined Designees