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Diana Yee Comment On Regulatory Notice 22-08

- I am just a regular investor, I should be able to choose the public investments that are right for me. Public investments should be available to all of the public, not just the privileged.
- I shouldn't have to go through any special process like passing a test before I can invest in public securities, like leveraged and inverse funds. I invested in options years ago. I understand leveraged and inverse funds and their risks. I DO NOT need these measures imposed on me.

Richard Bowe Comment On Regulatory Notice 22-08

These leveraged investments are a very important tool in my investment handbag. I use such investments very infrequently, when I feel it is appropriate. I know the risks, and only invest with leverage when it is appropriate. In my opinion, it is a much preferred tool than margin buying. Please do not prevent me from using these investments. I do not need FINRA's help in this matter. Thank you

Darrell Wyse Comment On Regulatory Notice 22-08

The term "complex products" is undefined and can be arbitrarily applied. I prefer to make my own investment decisions. I do not need anyone to tell me what is too complex. There are investment products on the market that do avoid because I consider them too complex or too risky. Certain option products and crypto currencies are things I avoid by choice. I do not need nor want some bureaucracy making decision that restrict my rights to choose and may not be beneficial to me or the markets.

Evelyn James Comment On Regulatory Notice 22-08

I oppose restrictions on my right to invest in any public investments I choose and feel it is very unfair to hold these funds back for just the privileged. I am capable of understanding the risks involved by investing in leveraged and inverse funds and do not need to pass a test before investing. Trading the inverse funds in recent months has enhanced my returns a great deal with so much fluctuation all through each day; of course I've used them only as a very limited part of my overall portfolio.