I should be able to choose any investment that are offered to the public without taking any test or special process. I am an educated person and handle my own finances and with that I do my own risk management.

A person learns Trading and investing by doing
You will make mistakes and you will learn from them

I'm not a heavy buyer of leverage ETFs but I don't agree that we should not have limitations in the way we invest our money.

I have in crypto space for a little over two years, with a little instruction, anyone can invest. Regulating it like real estate is very short sighted from a taxable income source for government, and it is up to individual to exercise choice of investments and risk vs return. In addition bureacracy does not teach the valuable lessons of experience in investments like success and failure.

I am an investor who trades with New York Stock Exchange shares. In order for markets to truly be free and fair, there needs to be a level playing field for all entities involved. This is agnostic of the risks involved. Deviating from that impacts trust as it can be interpreted that retail investors have different rules from other investor entities. I do not support this rule as it's implementation will affect the trust I put in US markets.

If too much trust is lost, I will not continue to invest in the US market.

Do I have a freedom to choose what public investments that are right for me and my family?
Do I need to take a test first in order to ride on a public bus or shuttle to attend schools?

I have been trading in inverse funds for many years. They are an important part of my portfolio. They can counter the downturns and bring a sense of balance to the financial markets. They reflect the TRUTH of poorly performing entities. Unfortunately, corporate buy backs and short squeezes are the real villains affecting true market valuations, not leveraged and inverse funds. It would be a travesty to target the wrong investment tools that reflect a fair market!!!

The ability to freely use stocks, permitted my life to be better
My children have benefited as well

I strongly oppose the FINRA proposal, which would limit investors ability to be able to buy leveraged and inverse funds and dozens of other popular investments.

I don't like the restrictions you want to impose on individuals that will end the ability to compete for an equal opportunity. Don't abuse the small investors by shutting them from a free competition