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James Gardner Comment On Regulatory Notice 22-08

Although I don't disagree with some regulation, I do have a hard time accepting restriction from investing in funds or stocks that I deem are acceptable to my risk appetite. If the regulation proposed would eliminate my access to these funds that I have the ability to research prior to any investment, I strongly oppose it. If the regulation would require that my investment vehicles be vetted for legitimacy and/or for misinformation, I'm all for it.

Virginia Donahue Comment On Regulatory Notice 22-08

Why has this troubling threat of severe restrictions shown up again to damage retail investors- many of whom are middle-class hard-working law-abiding Americans- by trying to take away the ONE SINGLE WAY we have to create decent financial protection and secure retirement for ourselves? The mega-money people in the Wall Street game have their insider information, algorithms, and just-this-side of legal maneuvers and methods to make the big bucks, kicking us retail investors to the side.

Michael Calwas Comment On Regulatory Notice 22-08

Over the years, I have used many of the "complex products" that are the subject of Regulatory Notice 22-08 including leveraged ETPs, inverse ETPs and options. In all cases, I did the appropriate research on these products to understand how they work and the risks associated with using them. These products have been an important part of my investment portfolio to either hedge certain positions or to leverage other positions. In all cases, if I reviewed a complex product and it was unclear to me what it was or how it worked, I simply did not include it in my investment portfolio.

Richard Edison Comment On Regulatory Notice 22-08

In a free country I should be free to invest my money the way I see fit, not the way the government wants me to invest. I have done very well in leveraged and inverse funds. Markets go down as well as up and you can beat the market without the risk of individual stocks by using leveraged funds. The government has already taken far too many of our rights away in an effort to cater to powerful & wealthy special interests. This would be another in a series of travesties.

John Kubczak Comment On Regulatory Notice 22-08

It is very important to me to make my own investment decisions, not have them made for me. I want to retain every opportunity to make any type of investment I choose. I've purchased inverse and leveraged funds without excessive risk and have made a profit. One shouldn't have to be wealthy to have the "privilege" of the full range of investment opportunities. It's wrong to close most people off and require "testing" to see if you're competent.