I oppose of any rules or regulations that would prevent me of my right to invest my money into investments of my choosing. This is America. And I think people should start acting like it they know it. Freedom and Liberty.
That's what we stand for.

As a long time investor in stocks, bonds and other maybe "complex" investments, I strongly disapprove and oppose FINRA's proposed and potential denial of my freedom to choose what investments I deem appropriate for my financial needs. I and my family do not want your capricious and arbitrary definitions, criteria or tests inflicted on us before we can freely invest as we choose and have the capability to do so. Your organization is proposing another layer of government red tape.

Individuals should have a right to choose the public investments for themselves. To be able to have this right we shouldn't go through anything like a test, approval or cooling time. This right shouldn't be limited to the privileged.

It is wrong and none of their business what I invest in. I oppose any change to the rules. Not far to stop me from making money on them.

Who decides what is "complex"? Isn't that a subjective process? What if a regulatory regime likes annuities because they take the investment options and risk away from the citizen, and declares every other investment vehicle "complex"? Regulators should regulate the processes under which investments are offered and sold to the public, not the investment options available to the public. Making citizens pass an investment test is an over-reach into the freedoms and liberties of the free and open market.

People should be allowed to invest their disposable income however they see fit. I worked for it, gave the government their share, and now you want to tell us how to spend the remainder? This type of regulation will hurt market growth by deterring people from investing as they will no longer be allowed to invest they way they see fit for their long term goals. This also makes FINRA look like they want money funneled to certain types of investments which leads to distrust between FINRA and the investing community.

Apply the rules fairly. If you restrict leveraged and inverse funds apply them to ALL such funds, including bitcoin and other crypto.

If you raise the bar, inverse and leveraged do not need the same high bar as illiquid and opaque investments. The bar should be far short of those for accredited investors.

I, like most Americans I see and speak with every day, have already had more than a lifetime's worth of interference from government do-gooders who think they know better than I do what it good for me.

Small family businesses and free individuals are the backbone of America. Get big business and big government out of our way. You can start by skipping the implementation of imbecilic regulations such as #22-08.

If you want to help, then stop trying to help.

Inverse and leveraged funds are important to me as they provide me a way to protect my portfolio when volatility spikes. It acts as balast when things go too far to one side. If we did not have access to these products, what is the individual supposed to do? Sell off your portfolio then try to time the market and buy in after the volatility calms?

Equal access to leveraged and inverse ETFs should be protected. Anyone with the knowledge, strategy, conviction, risk appetite etc who wants to buy these securities should be able to. Please do not take away this right. It only requires conviction and thought. It shouldnt be a special restricted thing.