Use of Inverse and Leveraged ETFs are great for investors to use when the markets are not functioning properly, perfect for late 2021 and now 2022. ETFs are common, simple, even teenagers understand how to use them.

Planning for retirement in a bear market is difficult in the best of times. When we hit a bear market, or a crashing market at the age of 60+, with inflation over 8%, certainly we cannot accept cash or interest rates as an investment tool.

What is the purpose of this change? It seems that this change is to benefit institutional investors by restricting retail investors access to complex products. Leveraged and inverse ETFs are incredibly important to my trading strategy and would be detrimental to my portfolio to remove or limit my access to these products. These are important protections and funds available to continue growing my investments in a bear market. Without full and unrestricted access to these products, my ability to grow my net worth would be limited.

Please let it a free will investment. FINRAs regulation change will give undue advantage to some bigger players only.

Regulations that prevent the freedoms of individual's investment of THEIR capital into legal markets not only perpetuates the growing wealth gap through asymmetric opportunity but also encourages the few authorized to use their HUMAN RIGHTS to abuse their positions to grow their wealth through collusion of the few (accredited investing barriers to entry serve as pillars to capitalistic corruption and subjugation of the middle and lower class who subsequently only serve as exit liquidity and victims of market maker arbitrage).

I am retired and rely on my investments to provide income. I swing trade the market when it reaches extremes of bullishness or pessimism. By using leveraged and inverse ETF's I make money without risking my entire portfolio.. These products are not complex for someone who has no financial training but follows the market.

We not regulators should be able to choose the public investments that are right for us. Public investments should be available to all of the public, not just the privileged.

We shouldn't have to go through any special process like passing a test before we can invest in public securities, like leveraged and inverse funds. I am certainly capable of understanding leveraged and inverse funds and their risks. I do not need these measures imposed on me.

To whom it may concern,

Leave us ALONE!

I am not sure what the issue would be to destroy my ability to purchase inverse or leveraged funds. If these are purchased with cash and I understand my risks then no one else should care about if I want to buy them.

I am capable of understanding leveraged and inverse funds. I do my own research and should not be required to take tests or have a high net worth to be able to invest. I use leveraged and inverse funds as insurance for my investments. Making these important investments harder to obtain would be very detrimental to overall portfolio security. I should be able to choose investments that I see fit without these restrictive measures imposed on me.