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Francis Toften Comment On Regulatory Notice 22-08

Dear Honorable FINRA Reulators,

I have over thirty years of investing experience and I am very capable of understanding the risks of leverage and inverse funds in my portfolio. Please do not handicap my investing choices by placing unnecessary limitations, testing etc. on my investment decisions which include leveraged and inverse funds. Thank you for your consideration to not put restrictions on leveraged and inverse funds in the marketplace.

Daniel Sun Comment On Regulatory Notice 22-08

I use the leveraged and inverse funds as a hedge for my
portfolio during time of volatility.
I strongly oppose the restrictions on my right to invest in the leveraged and inverse funds which I have a full understanding including their risks. Also I strongly oppose any requirement on me to pass a test before I can invest in the leveraged and inverse funds which should be available to all of the public, not just the privileged.