Please do not control my retirement investment decisions through regulatory laws. Investment advisors should not be investing their clients money into leverage funds. On the other hand, self-directed IRAs should have the right to invest as they desire. Leveraged funds, ETPs, ETFs are beneficial to investors by helping to make the playing field equal to all. ALL INVESTORS should have the LEGAL right to invest there money the same way as high net worth investors. Especially the hard earned money in our IRAs.

Hi,
I would like to express my opinions on Regulatory Notice #22-08:

1.
How do members categorize products as complex? Have firms implemented categories or tiers of complex products and, if so, how have firms determined such tiers? What types of products have recently been introduced that should be viewed as complex? Does our description of characteristics that render a product complex continue to appropriately cover necessary products?

Investors should be the one to decide how their money should be invested, not the regulator. At the same time, we should prevent investors from harming themselves and encourage them to do what is practically optimal.

I OPPOSE RESTRICTIONS TO MY RIGHT TO INVEST
I not regulators should be able to choose the public
investments that are right for me and my family.
Public investments should be available to all of the public, not just the privileged.
I shouldn't have to go through any special process like passing a test before I can invest in public securities, like leveraged and inverse funds.
This is already covered in brokerage compliance processes. I do not need these measures imposed on me.

I am against restrictions that limit my investment options.

I understand there are plans underway to limit the availability of certain funds deemed too complex for the average investor. As an average investor I say, "how dare you!" To decide what is right for me and restrict MY access to products like leveraged an inverse funds while allowing wealthy individuals to use these same tactics is just wrong. The playing field is already uneven. You want to cripple the little guy further?? These products allow us to access these strategies without armies of lawyers and tax accountants to keep us on the right side of the law. Are these risky? Maybe.

FINRA under the disguise of protecting the public only seeks to protect the professional traders who always take the opposite side of the public trades. Please do not take these tools from us.

I oppose to restrictions on my right to invest

Comments: Im a retail investor who takes responsibility and ownership of my trading and investing activities.
Leveraged and inverse products are useful trading vehicles for retail investors who dont have easy access to short selling, swaps, or other forms of leverage.
The products are easy to understand for anyone who takes the time to read the fund prospective and objectives.
I feel that FINRA should work to ensure retail traders have access to every possible tool that may contribute to investing and trading success.

This is a free market stop abusing your power, let investors invest at their own risk