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Se Kim Comment On Regulatory Notice 22-08

To Regulators, I shouldn't have to go through any special process like passing a test before I can invest in public securities, like leveraged and inverse funds because I have more than 40 years of stock and options trading experience in USA. I am capable of understanding those funds and their risks more than any finance professionals. It is totally against the spirit of law under democratic society. Do not try to control the free market mechanism like the communists.

William Starmer Comment On Regulatory Notice 22-08

I trade leveraged and inverse funds in order to feed my family and pay my mortgage. I am 60 years old and do not have skills to get a job that would pay enough. My husband is 82 and a fall risk. We cannot afford assisted living. So being able to trade allows me to take care of him. I honestly don't know anyone who has gone broke from trading. My experience is that your proposed regulations are unnecessary and harmful