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Michael Hudachek Comment On Regulatory Notice 22-08

Comments: I am a long time investor of L&I products. For 20 years I have used these products to successfully grow my portfolio. In 2008, after having done extensive research on the impending undermining of off balance sheet investments done by banks with mortgage securities, I successfully grew my portfolio, in spite of the professional advice given by traditional brokers. I specifically used an inverse, leveraged etf to do this.

Greg Pliler Comment On Regulatory Notice 22-08

My primary concern with this notice is the following statement: "whether the current regulatory framework, which was adopted at a time when the majority of individuals accessed financial products through financial professionals, rather than through self-directed platforms, is appropriately tailored to address current concerns raised by complex products and options." The concern is that this will inhibit those of us that have the ability to research and understand the complexity of these investment opportunities and instead create barriers to retail investor wealth - 1) through the ability t

Dietmar Scherf Comment On Regulatory Notice 22-08

Comments: As a private investor I have utilized ETFs for about 20 years and leveraged/inverse investment vehicles for approx. 12 years or so. These vehicles (specifically leveraged/inverse ETFs/ETNs) have been extremely helpful to enhance the profitability of my investment portfolio/strategy resulting in protecting my investments when these vehicles are used as hedge instruments, and in trading to generate additional profits (incl. short-term profits) when markets, a commodity, a sector, etc. show greater volatility and tend to move stronger in one or the other direction.