FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068606301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David Michael Stevens (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 2830472 Pursuant to FINRA Rule 9216, Respondent David Michael Stevens submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019063662701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Joseph Muratore (Respondent) General Securities Representative CRD No. 4852412 Pursuant to FINRA Rule 9216, Respondent Michael Joseph Muratore submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted on the