FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023077688001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Ryan Emerson Bennett (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 6274472 Pursuant to FINRA Rule 9216, Respondent Ryan Emerson Bennett submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078596901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James C. Etter (Respondent) Former General Securities Representative CRD No. 5576744 Pursuant to FINRA Rule 9216, Respondent James C. Etter submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.