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Sean Roberts Comment On Regulatory Notice 22-08

I strongly disagree with the notion that more "guardrails" are needed for retail investors dealing in so-called "complex products." While some products are truly complex and require an investment of time for an investor to fully understand their risks and rewards, other products you name--particularly options--are not truly complex or difficult to understand with a modicum of study. All investing carries risk, even time tested buy-and-hold forever.

2018057274302 Jason Lynn Dipaola CRD 2648836 OHO Decision jlg (2022-1651105224439).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. JASON LYNN DIPAOLA (CRD No. 2648836), Respondent. Disciplinary Proceeding No. 2018057274302 Hearing Officer–MC HEARING PANEL DECISION March 25, 2022 Respondent Jason Lynn DiPaola is fined $5,000 for (i) failing to disclose an outside account in which he exercised discretionary authority and (ii) failing to answer accurately two annual questionnaire certifications. He is also suspended from associating with