None of the current rules and procedures used by FINRA or its member firms create unintended barriers to greater diversity and inclusion in the broker-dealer industry or might have unintended disparate impacts on those within the industry. Quite the contrary, FINRA and the brokerage industry have made huge strides in encouraging and fostering diversity. In the 30 plus years of my career, there has been a demonstrable increase the the participation of women and minorities in all aspects of the industry.