FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019063530501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lazaros Coss, Respondent Investment Company and Variable Contracts Product Representative CRD No. 6476885 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Lazaros Coss (“Coss”) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058026701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Alexander Jon James, Respondent Former Registered Representative CRD No. 5630825 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Alexander Jon James submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Chams Khwaja CRD No. 6906622, Respondent. Disciplinary Proceeding No. 2019063626701 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Respondent Chams Khwaja failed to provide information and documents that

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058134301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Patrick M. Coogan, Respondent Former General Securities Princial and General Securities Representative CRD No. 4576580 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Patrick M. Coogan ("Respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.