FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062856101 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Clare Marie Cail, Respondent General Securities Representative CRD No. 2398511 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Clare Marie Cail (“Cail” or “Respondent”) submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064268201 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Demaurio Cortez Clark, Respondent Investment Company and Variable Contracts Products Representative CRD No. 6945280 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Demaurio Cortez Clark (“Clark” or “Respondent”) submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations described